Medigap in Clear Lake, WA: Medicare Supplement plans and insurers

CMS lists 244 clinicians with practice locations within 8 miles of Clear Lake, including 104 in primary care (family and internal medicine, nurse practitioners and physician assistants). 13 of them (5.3%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, chiropractic, eye care, cardiology, general surgery, and orthopedics. Practices with Medicare clinicians near Clear Lake include PeaceHealth Medical Group - Sedro Woolley, Therapy Management Services PLLC, Public Hospital Dist No 1 Skagit, and Family Care Network, PLLC.

The closest hospital to Clear Lake is Skagit Valley Hospital in Mount Vernon, about 8 miles away. The highest-rated hospital in that list is Island Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Clear Lake. The highest-rated is Josephine Caring Community in Stanwood (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Clear Lake is about 38 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.