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Medigap in Lake McMurray, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Lake McMurray is an unincorporated community in Skagit County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Lake McMurray.

Lake McMurray, Skagit County
County
Skagit County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
5 miles

Who sells Plan G and Plan N in Lake McMurray

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Skagit County residents. All plans and insurers in Skagit County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Lake McMurray

CMS lists 577 clinicians with practice locations within 8 miles of Lake McMurray, including 275 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 8 (1.4%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Lake McMurray include Public Hospital Dist No 1 Skagit, South Sound Inpatient Physicians PLLC, Optum Care Washington PLLC, and Nspt Inc..

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology945 mi, Lake McMurray
Cancer care355 mi, Lake McMurray
Orthopedics535 mi, Lake McMurray
Eye care1135 mi, Lake McMurray
Kidney care275 mi, Lake McMurray
Neurology375 mi, Lake McMurray
Lung care235 mi, Lake McMurray
Digestive care285 mi, Lake McMurray
Urology175 mi, Lake McMurray
Dermatology259 mi, Mount Vernon
Diabetes and hormone care65 mi, Lake McMurray
Ear, nose and throat245 mi, Lake McMurray
Physical therapy2415 mi, Lake McMurray
Mental health1765 mi, Lake McMurray
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Lake McMurray

HospitalDistanceTypeCMS overall rating
Skagit Valley Hospital
Mount Vernon
5 miAcute care3 of 5 stars
Cascade Valley Hospital
Arlington
15 miAcute care4 of 5 stars
PeaceHealth United General Medical Center
Sedro Woolley
16 miCritical access3 of 5 stars
Island Hospital
Anacortes
19 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Lake McMurray is Skagit Valley Hospital in Mount Vernon, about 5 miles away. The highest-rated hospital in that list is Cascade Valley Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Lake McMurray

Skilled nursing facilityDistanceBedsCMS overall rating
Mira Vista Care Center
Mount Vernon
8 mi613 of 5 stars
Josephine Caring Community
Stanwood
8 mi1605 of 5 stars
Life Care Center of Mount Vernon
Mount Vernon
9 mi1211 of 5 stars
Arlington Health and Rehabilitation
Arlington
10 mi764 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Lake McMurray. The highest-rated is Josephine Caring Community in Stanwood (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Skagit County notes

36,053 people on Medicare in Skagit County55% in Original Medicare (WA 50%)12% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.

Nearby

ZIP codes around Lake McMurray: 98274.

Common questions

Which insurers sell Medigap Plan G in Lake McMurray, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Lake McMurray?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Skagit County.

Do doctors near Lake McMurray accept Medicare assignment?

Of 577 clinicians CMS lists within 8 miles, 569 (98.6%) always accept assignment and 8 may not.

Can I use Medigap at Skagit Valley Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Lake McMurray than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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