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Medigap in Stanwood, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Stanwood is in Snohomish County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Stanwood.

Stanwood, Snohomish County
County
Snohomish County
Population (2024 estimate)
8,943
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
12 miles

Who sells Plan G and Plan N in Stanwood

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Snohomish County residents. All plans and insurers in Snohomish County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Stanwood

CMS lists 92 clinicians with practice locations within 8 miles of Stanwood, including 41 in primary care (family and internal medicine, nurse practitioners and physician assistants). 1 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Stanwood include Integrated Rehabilitation Group Pc, Public Hospital Dist No 1 Skagit, Optum Care Washington PLLC, and Nspt Inc..

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology121in town
Cancer care3912 mi, Lake McMurray
Orthopedics5311 mi, Mount Vernon
Eye care128in town
Kidney care2912 mi, Lake McMurray
Neurology4612 mi, Lake McMurray
Lung care2712 mi, Lake McMurray
Digestive care4212 mi, Lake McMurray
Urology2312 mi, Lake McMurray
Dermatology2811 mi, Mount Vernon
Diabetes and hormone care1012 mi, Lake McMurray
Ear, nose and throat2612 mi, Lake McMurray
Physical therapy362in town
Mental health264in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Stanwood

HospitalDistanceTypeCMS overall rating
Skagit Valley Hospital
Mount Vernon
12 miAcute care3 of 5 stars
WhidbeyHealth Medical Center
Coupeville
15 miCritical access2 of 5 stars
Cascade Valley Hospital
Arlington
18 miAcute care4 of 5 stars
Providence Regional Medical Center Everett
Everett
19 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Stanwood is Skagit Valley Hospital in Mount Vernon, about 12 miles away. The highest-rated hospital in that list is Cascade Valley Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Stanwood

Skilled nursing facilityDistanceBedsCMS overall rating
Josephine Caring Community
Stanwood
1 mi1605 of 5 stars
Arlington Health and Rehabilitation
Arlington
11 mi764 of 5 stars
Mira Vista Care Center
Mount Vernon
12 mi613 of 5 stars
Life Care Center of Mount Vernon
Mount Vernon
12 mi1211 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Stanwood. The highest-rated is Josephine Caring Community in Stanwood (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Snohomish County notes

152,940 people on Medicare in Snohomish County40% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.

Nearby

ZIP codes around Stanwood: 98292.

Common questions

Which insurers sell Medigap Plan G in Stanwood, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Stanwood?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.

Do doctors near Stanwood accept Medicare assignment?

Of 92 clinicians CMS lists within 8 miles, 91 (98.9%) always accept assignment and 1 may not.

Can I use Medigap at Skagit Valley Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Stanwood than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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