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Medigap in Coulee Dam, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Coulee Dam is in Okanogan County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Coulee Dam.

Coulee Dam, Okanogan County
County
Okanogan County
Population (2024 estimate)
1,242
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
8 miles

Who sells Plan G and Plan N in Coulee Dam

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Okanogan County residents. All plans and insurers in Okanogan County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Coulee Dam

CMS lists 41 clinicians with practice locations within 8 miles of Coulee Dam, including 30 in primary care (family and internal medicine, nurse practitioners and physician assistants). 2 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Most specialist care will mean a trip to East Wenatchee, about 72 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Coulee Dam include Douglas, Grant, Lincoln and Okanogan Counties Public Hospital District 6.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology28 mi, Bridgeport
Cancer care059 mi, Cascade Valley
Orthopedics032 mi, Disautel
Eye care18 mi, Bridgeport
Kidney care059 mi, Cascade Valley
Neurology070 mi, Airway Heights
Lung care059 mi, Cascade Valley
Digestive care032 mi, Disautel
Urology053 mi, Ephrata
Dermatology040 mi, Brewster
Diabetes and hormone care032 mi, Disautel
Ear, nose and throat059 mi, Cascade Valley
Physical therapy17 mi, Electric City
Mental health28 mi, Bridgeport
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Coulee Dam

HospitalDistanceTypeCMS overall rating
Coulee Medical Center
Grand Coulee
8 miCritical accessnot rated
Mid Valley Hospital & Clinic
Omak
32 miCritical accessnot rated
Three Rivers Hospital
Brewster
40 miCritical accessnot rated
Lincoln Hospital
Davenport
41 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Coulee Dam is Coulee Medical Center in Grand Coulee, about 8 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Coulee Dam

Skilled nursing facilityDistanceBedsCMS overall rating
Colville Tribal Convalescent C
Nespelem
11 mi445 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

1 Medicare-certified nursing home is within 35 miles of Coulee Dam. The highest-rated is Colville Tribal Convalescent C in Nespelem (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Okanogan County notes

12,244 people on Medicare in Okanogan County70% in Original Medicare (WA 50%)10% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Okanogan County. WSHIP status: not a reasonable-choice county (what that means). See the Okanogan County page for the county-wide view.

Nearby

ZIP codes around Coulee Dam: 99116, 99124.

Common questions

Which insurers sell Medigap Plan G in Coulee Dam, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Coulee Dam?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Okanogan County.

Do doctors near Coulee Dam accept Medicare assignment?

Of 41 clinicians CMS lists within 8 miles, 39 (95.1%) always accept assignment and 2 may not.

Can I use Medigap at Coulee Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Coulee Dam than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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