Home / Cities / Okanogan County / Elmer City
Medigap in Elmer City, WA: Medicare Supplement plans and insurers
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
Elmer City is in Okanogan County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Elmer City.
- County
- Okanogan County
- Population (2024 estimate)
- 255
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 8 miles
Who sells Plan G and Plan N in Elmer City
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Elmer City
CMS lists no clinician practice locations within 8 miles of Elmer City. Most specialist care will mean a trip to East Wenatchee, about 74 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 2 | 8 mi, Bridgeport |
| Cancer care | 0 | 61 mi, Cascade Valley |
| Orthopedics | 0 | 30 mi, Disautel |
| Eye care | 1 | 8 mi, Bridgeport |
| Kidney care | 0 | 61 mi, Cascade Valley |
| Neurology | 0 | 70 mi, Airway Heights |
| Lung care | 0 | 61 mi, Cascade Valley |
| Digestive care | 0 | 30 mi, Disautel |
| Urology | 0 | 56 mi, Ephrata |
| Dermatology | 0 | 40 mi, Brewster |
| Diabetes and hormone care | 0 | 30 mi, Disautel |
| Ear, nose and throat | 0 | 61 mi, Cascade Valley |
| Physical therapy | 1 | 9 mi, Electric City |
| Mental health | 2 | 8 mi, Bridgeport |
Hospitals near Elmer City
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Coulee Medical Center Grand Coulee | 8 mi | Critical access | not rated |
| Mid Valley Hospital & Clinic Omak | 30 mi | Critical access | not rated |
| Three Rivers Hospital Brewster | 40 mi | Critical access | not rated |
| Lincoln Hospital Davenport | 41 mi | Critical access | not rated |
The closest hospital to Elmer City is Coulee Medical Center in Grand Coulee, about 8 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Elmer City
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Colville Tribal Convalescent C Nespelem | 9 mi | 44 | 5 of 5 stars |
1 Medicare-certified nursing home is within 35 miles of Elmer City. The highest-rated is Colville Tribal Convalescent C in Nespelem (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Okanogan County notes
12,244 people on Medicare in Okanogan County70% in Original Medicare (WA 50%)10% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Okanogan County. WSHIP status: not a reasonable-choice county (what that means). See the Okanogan County page for the county-wide view.
Nearby
ZIP codes around Elmer City: 99116, 99124.
Common questions
Which insurers sell Medigap Plan G in Elmer City, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Elmer City?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Okanogan County.
Can I use Medigap at Coulee Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Elmer City than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)