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Medigap in Country Homes, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Country Homes is an unincorporated community in Spokane County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Country Homes.

Country Homes, Spokane County
County
Spokane County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
3 miles

Who sells Plan G and Plan N in Country Homes

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Spokane County residents. All plans and insurers in Spokane County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Country Homes

CMS lists 3,702 clinicians with practice locations within 8 miles of Country Homes, including 1,416 in primary care (family and internal medicine, nurse practitioners and physician assistants). 117 of them (3.2%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Practices with Medicare clinicians near Country Homes include Community Health Association of Spokane, Providence Health and Services Washington, Inland Imaging LLC, Providence Health and Service- Washington, and Summit Rehabilitation Associates, PLLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology60in town
Cancer care76in town
Orthopedics41in town
Eye care149in town
Kidney care223 mi, Fairwood
Neurology383 mi, Fairwood
Lung care143 mi, Fairwood
Digestive care363 mi, Fairwood
Urology153 mi, Fairwood
Dermatology33in town
Diabetes and hormone care67 mi, Spokane
Ear, nose and throat18in town
Physical therapy352in town
Mental health413in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Country Homes

HospitalDistanceTypeCMS overall rating
Providence Holy Family Hospital
Spokane
3 miAcute care3 of 5 stars
Deaconess Medical Center
Spokane
6 miAcute care3 of 5 stars
Providence Sacred Heart Medical Center & Children's Hospital
Spokane
6 miAcute care3 of 5 stars
MultiCare Valley Hospital
Spokane Valley
10 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Country Homes is Providence Holy Family Hospital in Spokane, about 3 miles away. The highest-rated hospital in that list is MultiCare Valley Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Country Homes

Skilled nursing facilityDistanceBedsCMS overall rating
Avalon Care Center at Northpointe
Spokane
under 1 mi1193 of 5 stars
Regency at Northpointe
Spokane
1 mi1205 of 5 stars
Royal Park Health and Rehabilitation
Spokane
2 mi1643 of 5 stars
Spokane Falls Care
Spokane
3 mi1001 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Country Homes. The highest-rated is Regency at Northpointe in Spokane (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Idaho line

Country Homes is about 18 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Spokane County notes

123,249 people on Medicare in Spokane County43% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Spokane County. WSHIP status: reasonable-choice county (what that means). See the Spokane County page for the county-wide view.

Nearby

ZIP codes around Country Homes: 99205, 99208, 99218, 99251.

Common questions

Which insurers sell Medigap Plan G in Country Homes, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Country Homes?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Spokane County.

Do doctors near Country Homes accept Medicare assignment?

Of 3,702 clinicians CMS lists within 8 miles, 3,585 (96.8%) always accept assignment and 117 may not.

Can I use Medigap at Providence Holy Family Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Country Homes than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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