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Medigap in Suncrest, WA: Medicare Supplement plans and prices
Suncrest is an unincorporated community in Spokane County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Spokane County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 8 miles
Plan G and Plan N prices in Suncrest
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| Asuris | $394 | $294 | – |
| GPM Health & Life | $466 | $239 | – |
Doctors around Suncrest
CMS lists 623 clinicians with practice locations within 8 miles of Suncrest, including 255 in primary care (family and internal medicine, nurse practitioners and physician assistants). 29 of them (4.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Practices with Medicare clinicians near Suncrest include Phase 1 Physical Therapy PS, Health Diagnostics of California A Professional Corporation, Providence Health and Services Washington, and Providence Health and Service- Washington.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 60 | 8 mi, Fairwood |
| Cancer care | 76 | 8 mi, Fairwood |
| Orthopedics | 41 | 8 mi, Fairwood |
| Eye care | 144 | 8 mi, Fairwood |
| Kidney care | 22 | 8 mi, Fairwood |
| Neurology | 38 | 8 mi, Fairwood |
| Lung care | 14 | 8 mi, Fairwood |
| Digestive care | 36 | 8 mi, Fairwood |
| Urology | 15 | 8 mi, Fairwood |
| Dermatology | 32 | 8 mi, Fairwood |
| Diabetes and hormone care | 6 | 15 mi, Spokane |
| Ear, nose and throat | 18 | 10 mi, Fairwood |
| Physical therapy | 323 | in town |
| Mental health | 407 | in town |
Hospitals near Suncrest
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Providence Holy Family Hospital Spokane | 8 mi | Acute care | 3 of 5 stars |
| Deaconess Medical Center Spokane | 14 mi | Acute care | 3 of 5 stars |
| Providence Sacred Heart Medical Center & Children's Hospital Spokane | 14 mi | Acute care | 3 of 5 stars |
| MultiCare Valley Hospital Spokane Valley | 20 mi | Acute care | 5 of 5 stars |
The closest hospital to Suncrest is Providence Holy Family Hospital in Spokane, about 8 miles away. The highest-rated hospital in that list is MultiCare Valley Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Suncrest
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Avalon Care Center at Northpointe Spokane | 11 mi | 119 | 3 of 5 stars |
| Regency at Northpointe Spokane | 11 mi | 120 | 5 of 5 stars |
| Royal Park Health and Rehabilitation Spokane | 12 mi | 164 | 3 of 5 stars |
| Emerson Health & Rehabilitation Spokane | 12 mi | 99 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Suncrest. The highest-rated is Regency at Northpointe in Spokane (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Idaho line
Suncrest is about 26 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Spokane County notes
Of the regional Blue plans, Asuris Northwest Health sells in Spokane County. WSHIP status: reasonable-choice county (what that means). See the Spokane County page for the county-wide view.
Nearby
ZIP codes around Suncrest: 99026.
Common questions
What is the cheapest Medigap Plan G in Suncrest, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Suncrest?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Spokane County.
Do doctors near Suncrest accept Medicare assignment?
Of 623 clinicians CMS lists within 8 miles, 594 (95.3%) always accept assignment and 29 may not.
Can I use Medigap at Providence Holy Family Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Suncrest than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)