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Medigap in Suncrest, WA: Medicare Supplement plans and prices

Suncrest is an unincorporated community in Spokane County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Spokane County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
8 miles

Plan G and Plan N prices in Suncrest

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
Asuris$394$294–
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Spokane County. OIC chart, October 8, 2026.

Doctors around Suncrest

CMS lists 623 clinicians with practice locations within 8 miles of Suncrest, including 255 in primary care (family and internal medicine, nurse practitioners and physician assistants). 29 of them (4.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Practices with Medicare clinicians near Suncrest include Phase 1 Physical Therapy PS, Health Diagnostics of California A Professional Corporation, Providence Health and Services Washington, and Providence Health and Service- Washington.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology608 mi, Fairwood
Cancer care768 mi, Fairwood
Orthopedics418 mi, Fairwood
Eye care1448 mi, Fairwood
Kidney care228 mi, Fairwood
Neurology388 mi, Fairwood
Lung care148 mi, Fairwood
Digestive care368 mi, Fairwood
Urology158 mi, Fairwood
Dermatology328 mi, Fairwood
Diabetes and hormone care615 mi, Spokane
Ear, nose and throat1810 mi, Fairwood
Physical therapy323in town
Mental health407in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Suncrest

HospitalDistanceTypeCMS overall rating
Providence Holy Family Hospital
Spokane
8 miAcute care3 of 5 stars
Deaconess Medical Center
Spokane
14 miAcute care3 of 5 stars
Providence Sacred Heart Medical Center & Children's Hospital
Spokane
14 miAcute care3 of 5 stars
MultiCare Valley Hospital
Spokane Valley
20 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Suncrest is Providence Holy Family Hospital in Spokane, about 8 miles away. The highest-rated hospital in that list is MultiCare Valley Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Suncrest

Skilled nursing facilityDistanceBedsCMS overall rating
Avalon Care Center at Northpointe
Spokane
11 mi1193 of 5 stars
Regency at Northpointe
Spokane
11 mi1205 of 5 stars
Royal Park Health and Rehabilitation
Spokane
12 mi1643 of 5 stars
Emerson Health & Rehabilitation
Spokane
12 mi993 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Suncrest. The highest-rated is Regency at Northpointe in Spokane (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Idaho line

Suncrest is about 26 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Spokane County notes

Of the regional Blue plans, Asuris Northwest Health sells in Spokane County. WSHIP status: reasonable-choice county (what that means). See the Spokane County page for the county-wide view.

Nearby

ZIP codes around Suncrest: 99026.

Common questions

What is the cheapest Medigap Plan G in Suncrest, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Suncrest?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Spokane County.

Do doctors near Suncrest accept Medicare assignment?

Of 623 clinicians CMS lists within 8 miles, 594 (95.3%) always accept assignment and 29 may not.

Can I use Medigap at Providence Holy Family Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Suncrest than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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