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Medigap in Cusick, WA: Medicare Supplement plans and prices

Cusick is in Pend Oreille County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Pend Oreille County
Population (2024 estimate)
184
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
12 miles

Plan G and Plan N prices in Cusick

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
Asuris$394$294–
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Pend Oreille County. OIC chart, October 8, 2026.

Doctors around Cusick

CMS lists no clinician practice locations within 8 miles of Cusick. Most specialist care will mean a trip to Millwood, about 44 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, cardiology, chiropractic, eye care, physical therapy, and general surgery. Few or none practice cancer care, orthopedics, kidney care, and neurology within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology712 mi, Newport
Cancer care030 mi, Colville
Orthopedics112 mi, Newport
Eye care512 mi, Newport
Kidney care030 mi, Colville
Neurology030 mi, Colville
Lung care030 mi, Colville
Digestive care030 mi, Colville
Urology030 mi, Colville
Dermatology030 mi, Colville
Diabetes and hormone care047 mi, Spokane
Ear, nose and throat030 mi, Colville
Physical therapy312 mi, Newport
Mental health712 mi, Newport
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Cusick

HospitalDistanceTypeCMS overall rating
Newport Community Hospital
Newport
12 miCritical accessnot rated
Providence St. Joseph Hospital
Chewelah
19 miCritical accessnot rated
Providence Mount Carmel Hospital
Colville
30 miCritical access3 of 5 stars
Providence Holy Family Hospital
Spokane
38 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Cusick is Newport Community Hospital in Newport, about 12 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Mount Carmel Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Cusick

Skilled nursing facilityDistanceBedsCMS overall rating
Colville Health and Rehabilitation of Cascadia
Colville
31 mi921 of 5 stars
Buena Vista Healthcare
Colville
33 mi405 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Cusick. The highest-rated is Buena Vista Healthcare in Colville (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Idaho line

Cusick is about 12 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Pend Oreille County notes

Of the regional Blue plans, Asuris Northwest Health sells in Pend Oreille County. WSHIP status: not a reasonable-choice county (what that means). See the Pend Oreille County page for the county-wide view.

Nearby

ZIP codes around Cusick: 99180.

Common questions

What is the cheapest Medigap Plan G in Cusick, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Cusick?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pend Oreille County.

Can I use Medigap at Newport Community Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Cusick than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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