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Medigap in Addy, WA: Medicare Supplement plans and prices

Addy is an unincorporated community in Stevens County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Stevens County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
8 miles

Plan G and Plan N prices in Addy

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
Asuris$394$294–
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Stevens County. OIC chart, October 8, 2026.

Doctors around Addy

CMS lists 61 clinicians with practice locations within 8 miles of Addy, including 23 in primary care (family and internal medicine, nurse practitioners and physician assistants). 1 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Within 25 miles, CMS lists clinicians in mental health, chiropractic, neurology, kidney care, orthopedics, eye care, and physical therapy. Few or none practice cardiology and cancer care within 25 miles. Practices with Medicare clinicians near Addy include Integra Imaging PS and Providence Health and Services - Wa.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology221 mi, Colville
Cancer care221 mi, Colville
Orthopedics621 mi, Colville
Eye care521 mi, Colville
Kidney care721 mi, Colville
Neurology721 mi, Colville
Lung care221 mi, Colville
Digestive care321 mi, Colville
Urology121 mi, Colville
Dermatology121 mi, Colville
Diabetes and hormone care053 mi, Spokane
Ear, nose and throat121 mi, Colville
Physical therapy421 mi, Colville
Mental health258 mi, Chewelah
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Addy

HospitalDistanceTypeCMS overall rating
Providence St. Joseph Hospital
Chewelah
8 miCritical accessnot rated
Providence Mount Carmel Hospital
Colville
21 miCritical access3 of 5 stars
Newport Community Hospital
Newport
33 miCritical accessnot rated
Ferry County Memorial Hospital
Republic
42 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Addy is Providence St. Joseph Hospital in Chewelah, about 8 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Mount Carmel Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Addy

Skilled nursing facilityDistanceBedsCMS overall rating
Colville Health and Rehabilitation of Cascadia
Colville
13 mi921 of 5 stars
Buena Vista Healthcare
Colville
14 mi405 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Addy. The highest-rated is Buena Vista Healthcare in Colville (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Stevens County notes

Of the regional Blue plans, Asuris Northwest Health sells in Stevens County. WSHIP status: not a reasonable-choice county (what that means). See the Stevens County page for the county-wide view.

Nearby

ZIP codes around Addy: 99101.

Common questions

What is the cheapest Medigap Plan G in Addy, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Addy?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Stevens County.

Do doctors near Addy accept Medicare assignment?

Of 61 clinicians CMS lists within 8 miles, 60 (98.4%) always accept assignment and 1 may not.

Can I use Medigap at Providence St. Joseph Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Addy than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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