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Medigap in Inchelium, WA: Medicare Supplement plans and insurers
Inchelium is an unincorporated community in Stevens County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Inchelium.
- County
- Stevens County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 26 miles
Who sells Plan G and Plan N in Inchelium
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Inchelium
CMS lists no clinician practice locations within 8 miles of Inchelium. Most specialist care will mean a trip to Spokane, about 61 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 0 | 31 mi, Colville |
| Cancer care | 0 | 31 mi, Colville |
| Orthopedics | 0 | 31 mi, Colville |
| Eye care | 1 | 11 mi, Twin Lakes |
| Kidney care | 0 | 31 mi, Colville |
| Neurology | 0 | 31 mi, Colville |
| Lung care | 0 | 31 mi, Colville |
| Digestive care | 0 | 31 mi, Colville |
| Urology | 0 | 31 mi, Colville |
| Dermatology | 0 | 31 mi, Colville |
| Diabetes and hormone care | 0 | 48 mi, Disautel |
| Ear, nose and throat | 0 | 31 mi, Colville |
| Physical therapy | 2 | 11 mi, Twin Lakes |
| Mental health | 2 | 11 mi, Twin Lakes |
Hospitals near Inchelium
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Providence St. Joseph Hospital Chewelah | 26 mi | Critical access | not rated |
| Ferry County Memorial Hospital Republic | 26 mi | Critical access | not rated |
| Providence Mount Carmel Hospital Colville | 31 mi | Critical access | 3 of 5 stars |
| Lincoln Hospital Davenport | 47 mi | Critical access | not rated |
The closest hospital to Inchelium is Providence St. Joseph Hospital in Chewelah, about 26 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Mount Carmel Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Inchelium
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Buena Vista Healthcare Colville | 20 mi | 40 | 5 of 5 stars |
| Colville Health and Rehabilitation of Cascadia Colville | 20 mi | 92 | 1 of 5 stars |
2 Medicare-certified nursing homes are within 35 miles of Inchelium. The highest-rated is Buena Vista Healthcare in Colville (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Stevens County notes
14,719 people on Medicare in Stevens County64% in Original Medicare (WA 50%)9% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Stevens County. WSHIP status: not a reasonable-choice county (what that means). See the Stevens County page for the county-wide view.
Nearby
ZIP codes around Inchelium: 99167.
Common questions
Which insurers sell Medigap Plan G in Inchelium, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Inchelium?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Stevens County.
Can I use Medigap at Providence St. Joseph Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Inchelium than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)