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Medigap in Deming, WA: Medicare Supplement plans and prices

Deming is an unincorporated community in Whatcom County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Whatcom County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
13 miles

Plan G and Plan N prices in Deming

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Whatcom County. OIC chart, October 8, 2026.

Doctors around Deming

CMS lists only 15 clinicians with practice locations within 8 miles of Deming. Most specialist care will mean a trip to Bellingham, about 12 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cardiology, orthopedics, and general surgery. Practices with Medicare clinicians near Deming include Sea Mar Community Health Centers and Nooksack Central Management System.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology539 mi, Bellingham
Cancer care169 mi, Bellingham
Orthopedics2513 mi, Lynden
Eye care879 mi, Bellingham
Kidney care413 mi, Bellingham
Neurology169 mi, Bellingham
Lung care1513 mi, Bellingham
Digestive care199 mi, Bellingham
Urology89 mi, Bellingham
Dermatology109 mi, Bellingham
Diabetes and hormone care39 mi, Bellingham
Ear, nose and throat713 mi, Bellingham
Physical therapy1446 mi, Everson
Mental health1916 mi, Everson
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Deming

HospitalDistanceTypeCMS overall rating
PeaceHealth St. Joseph Medical Center
Bellingham
13 miAcute care4 of 5 stars
PeaceHealth United General Medical Center
Sedro Woolley
20 miCritical access3 of 5 stars
Island Hospital
Anacortes
31 miAcute care4 of 5 stars
Skagit Valley Hospital
Mount Vernon
34 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Deming is PeaceHealth St. Joseph Medical Center in Bellingham, about 13 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Deming

Skilled nursing facilityDistanceBedsCMS overall rating
Avalon Healthcare Bellingham
Bellingham
11 mi1055 of 5 stars
Rock Hill Health & Rehabilitation
Bellingham
12 mi522 of 5 stars
North Cascades Health and Rehabilitation
Bellingham
12 mi1222 of 5 stars
Alderwood Park Health and Rehab of Cascadia
Bellingham
13 mi1025 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Deming. The highest-rated is Avalon Healthcare Bellingham in Bellingham (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Crossing into Canada

Deming is about 12 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Whatcom County notes

Of the regional Blue plans, Regence BlueShield sells in Whatcom County. WSHIP status: reasonable-choice county (what that means). See the Whatcom County page for the county-wide view.

Nearby

ZIP codes around Deming: 98247.

Common questions

What is the cheapest Medigap Plan G in Deming, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Deming?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Whatcom County.

Can I use Medigap at PeaceHealth St. Joseph Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Deming than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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