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Medigap in Maple Falls, WA: Medicare Supplement plans and prices
Maple Falls is an unincorporated community in Whatcom County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Whatcom County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 22 miles
Plan G and Plan N prices in Maple Falls
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Maple Falls
CMS lists no clinician practice locations within 8 miles of Maple Falls. Most specialist care will mean a trip to Bellingham, about 21 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cardiology, orthopedics, and general surgery.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 31 | 17 mi, Lynden |
| Cancer care | 15 | 18 mi, Bellingham |
| Orthopedics | 21 | 17 mi, Lynden |
| Eye care | 79 | 17 mi, Lynden |
| Kidney care | 4 | 22 mi, Bellingham |
| Neurology | 12 | 18 mi, Bellingham |
| Lung care | 13 | 22 mi, Bellingham |
| Digestive care | 18 | 18 mi, Bellingham |
| Urology | 8 | 18 mi, Bellingham |
| Dermatology | 10 | 18 mi, Bellingham |
| Diabetes and hormone care | 3 | 18 mi, Bellingham |
| Ear, nose and throat | 7 | 22 mi, Bellingham |
| Physical therapy | 117 | 10 mi, Everson |
| Mental health | 186 | 10 mi, Everson |
Hospitals near Maple Falls
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| PeaceHealth St. Joseph Medical Center Bellingham | 22 mi | Acute care | 4 of 5 stars |
| PeaceHealth United General Medical Center Sedro Woolley | 26 mi | Critical access | 3 of 5 stars |
| Skagit Valley Hospital Mount Vernon | 39 mi | Acute care | 3 of 5 stars |
| Island Hospital Anacortes | 40 mi | Acute care | 4 of 5 stars |
The closest hospital to Maple Falls is PeaceHealth St. Joseph Medical Center in Bellingham, about 22 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Maple Falls
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Christian Health Care Center Lynden | 16 mi | 122 | 5 of 5 stars |
| Avalon Healthcare Bellingham Bellingham | 20 mi | 105 | 5 of 5 stars |
| North Cascades Health and Rehabilitation Bellingham | 20 mi | 122 | 2 of 5 stars |
| Rock Hill Health & Rehabilitation Bellingham | 21 mi | 52 | 2 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Maple Falls. The highest-rated is Christian Health Care Center in Lynden (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Crossing into Canada
Maple Falls is about 6 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.
Whatcom County notes
Of the regional Blue plans, Regence BlueShield sells in Whatcom County. WSHIP status: reasonable-choice county (what that means). See the Whatcom County page for the county-wide view.
Nearby
ZIP codes around Maple Falls: 98266.
Common questions
What is the cheapest Medigap Plan G in Maple Falls, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Maple Falls?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Whatcom County.
Can I use Medigap at PeaceHealth St. Joseph Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Maple Falls than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)