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Medigap in Elbe, WA: Medicare Supplement plans and prices
Elbe is an unincorporated community in Pierce County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Pierce County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 13 miles
Plan G and Plan N prices in Elbe
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Elbe
CMS lists only 3 clinicians with practice locations within 8 miles of Elbe. Most specialist care will mean a trip to Puyallup, about 29 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, chiropractic, mental health, eye care, cardiology, and foot care. Few or none practice cancer care, orthopedics, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Elbe include Eatonville Integrative Medicine PS.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 4 | 13 mi, Morton |
| Cancer care | 0 | 27 mi, Summit View |
| Orthopedics | 1 | 24 mi, Frederickson |
| Eye care | 6 | 13 mi, Morton |
| Kidney care | 0 | 31 mi, Puyallup |
| Neurology | 0 | 25 mi, South Hill |
| Lung care | 0 | 31 mi, North Puyallup |
| Digestive care | 0 | 25 mi, South Hill |
| Urology | 0 | 31 mi, North Puyallup |
| Dermatology | 0 | 27 mi, Summit View |
| Diabetes and hormone care | 0 | 29 mi, Parkland |
| Ear, nose and throat | 0 | 25 mi, South Hill |
| Physical therapy | 80 | 7 mi, Eatonville |
| Mental health | 10 | 13 mi, Morton |
Hospitals near Elbe
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Arbor Health Morton Hospital Morton | 13 mi | Critical access | not rated |
| MultiCare Good Samaritan Hospital Puyallup | 31 mi | Acute care | 2 of 5 stars |
| St. Clare Hospital Lakewood | 31 mi | Acute care | 4 of 5 stars |
| Providence Centralia Hospital Centralia | 33 mi | Acute care | 3 of 5 stars |
The closest hospital to Elbe is Arbor Health Morton Hospital in Morton, about 13 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is St. Clare Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Elbe
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Washington Soldiers Home Orting | 22 mi | 97 | 4 of 5 stars |
| Life Care Center of South Hill Puyallup | 28 mi | 100 | 5 of 5 stars |
| Puyallup Post Acute Puyallup | 28 mi | 96 | 2 of 5 stars |
| Rainier Rehabilitation Puyallup | 29 mi | 117 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Elbe. The highest-rated is Life Care Center of South Hill in Puyallup (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Pierce County notes
Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.
Nearby
ZIP codes around Elbe: 98330.
Common questions
What is the cheapest Medigap Plan G in Elbe, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Elbe?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.
Can I use Medigap at Arbor Health Morton Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Elbe than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)