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Medigap in Elbe, WA: Medicare Supplement plans and prices

Elbe is an unincorporated community in Pierce County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Pierce County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
13 miles

Plan G and Plan N prices in Elbe

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Pierce County. OIC chart, October 8, 2026.

Doctors around Elbe

CMS lists only 3 clinicians with practice locations within 8 miles of Elbe. Most specialist care will mean a trip to Puyallup, about 29 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, chiropractic, mental health, eye care, cardiology, and foot care. Few or none practice cancer care, orthopedics, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Elbe include Eatonville Integrative Medicine PS.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology413 mi, Morton
Cancer care027 mi, Summit View
Orthopedics124 mi, Frederickson
Eye care613 mi, Morton
Kidney care031 mi, Puyallup
Neurology025 mi, South Hill
Lung care031 mi, North Puyallup
Digestive care025 mi, South Hill
Urology031 mi, North Puyallup
Dermatology027 mi, Summit View
Diabetes and hormone care029 mi, Parkland
Ear, nose and throat025 mi, South Hill
Physical therapy807 mi, Eatonville
Mental health1013 mi, Morton
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Elbe

HospitalDistanceTypeCMS overall rating
Arbor Health Morton Hospital
Morton
13 miCritical accessnot rated
MultiCare Good Samaritan Hospital
Puyallup
31 miAcute care2 of 5 stars
St. Clare Hospital
Lakewood
31 miAcute care4 of 5 stars
Providence Centralia Hospital
Centralia
33 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Elbe is Arbor Health Morton Hospital in Morton, about 13 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is St. Clare Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Elbe

Skilled nursing facilityDistanceBedsCMS overall rating
Washington Soldiers Home
Orting
22 mi974 of 5 stars
Life Care Center of South Hill
Puyallup
28 mi1005 of 5 stars
Puyallup Post Acute
Puyallup
28 mi962 of 5 stars
Rainier Rehabilitation
Puyallup
29 mi1175 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Elbe. The highest-rated is Life Care Center of South Hill in Puyallup (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pierce County notes

Of the regional Blue plans, Regence BlueShield sells in Pierce County. WSHIP status: reasonable-choice county (what that means). See the Pierce County page for the county-wide view.

Nearby

ZIP codes around Elbe: 98330.

Common questions

What is the cheapest Medigap Plan G in Elbe, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Elbe?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pierce County.

Can I use Medigap at Arbor Health Morton Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Elbe than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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