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Medigap in Forks, WA: Medicare Supplement plans and prices
Forks is in Clallam County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Clallam County
- Population (2024 estimate)
- 3,433
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 17 miles
Plan G and Plan N prices in Forks
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Forks
CMS lists no clinician practice locations within 8 miles of Forks. Most specialist care will mean a trip to Port Orchard, about 87 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, foot care, and cardiology. Few or none practice cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 3 | 17 mi, Quilcene |
| Cancer care | 1 | 17 mi, Quilcene |
| Orthopedics | 1 | 17 mi, Quilcene |
| Eye care | 0 | 49 mi, Port Angeles East |
| Kidney care | 0 | 80 mi, Silverdale |
| Neurology | 0 | 49 mi, Port Angeles East |
| Lung care | 0 | 60 mi, Bell Hill |
| Digestive care | 0 | 49 mi, Port Angeles East |
| Urology | 0 | 49 mi, Port Angeles East |
| Dermatology | 0 | 26 mi, Port Angeles |
| Diabetes and hormone care | 0 | 80 mi, Silverdale |
| Ear, nose and throat | 0 | 73 mi, Port Hadlock-Irondale |
| Physical therapy | 0 | 49 mi, Port Angeles East |
| Mental health | 5 | 17 mi, Quilcene |
Hospitals near Forks
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Forks Community Hospital Forks | 17 mi | Critical access | not rated |
| Olympic Medical Center Port Angeles | 49 mi | Acute care | 3 of 5 stars |
| Grays Harbor Community Hospital Aberdeen | 72 mi | Acute care | 3 of 5 stars |
| Jefferson Healthcare Port Townsend | 73 mi | Critical access | 3 of 5 stars |
The closest hospital to Forks is Forks Community Hospital in Forks, about 17 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Olympic Medical Center, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Forks
No Medicare-certified nursing home is within 35 miles. The closest is Olympic View Post Acute in Port Angeles, about 46 miles away. Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Clallam County notes
Of the regional Blue plans, Regence BlueShield sells in Clallam County. WSHIP status: not a reasonable-choice county (what that means). See the Clallam County page for the county-wide view.
Nearby
ZIP codes around Forks: 98305.
Common questions
What is the cheapest Medigap Plan G in Forks, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Forks?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Clallam County.
Can I use Medigap at Forks Community Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Forks than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)