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Medigap in Clallam Bay, WA: Medicare Supplement plans and insurers
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
Clallam Bay is an unincorporated community in Clallam County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Clallam Bay.
- County
- Clallam County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 35 miles
Who sells Plan G and Plan N in Clallam Bay
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Clallam Bay
CMS lists no clinician practice locations within 8 miles of Clallam Bay. Most specialist care will mean a trip to Bellingham, about 89 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 0 | 35 mi, Quilcene |
| Cancer care | 0 | 35 mi, Quilcene |
| Orthopedics | 0 | 35 mi, Quilcene |
| Eye care | 0 | 45 mi, Port Angeles East |
| Kidney care | 0 | 74 mi, Coupeville |
| Neurology | 0 | 45 mi, Port Angeles East |
| Lung care | 0 | 55 mi, Bell Hill |
| Digestive care | 0 | 45 mi, Port Angeles East |
| Urology | 0 | 45 mi, Port Angeles East |
| Dermatology | 0 | 26 mi, Port Angeles |
| Diabetes and hormone care | 0 | 82 mi, Silverdale |
| Ear, nose and throat | 0 | 68 mi, Port Hadlock-Irondale |
| Physical therapy | 0 | 45 mi, Port Angeles East |
| Mental health | 0 | 26 mi, Port Angeles |
Hospitals near Clallam Bay
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Forks Community Hospital Forks | 35 mi | Critical access | not rated |
| Olympic Medical Center Port Angeles | 45 mi | Acute care | 3 of 5 stars |
| PeaceHealth Peace Island Medical Center Friday Harbor | 58 mi | Critical access | not rated |
| Jefferson Healthcare Port Townsend | 68 mi | Critical access | 3 of 5 stars |
The closest hospital to Clallam Bay is Forks Community Hospital in Forks, about 35 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Olympic Medical Center, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Clallam Bay
No Medicare-certified nursing home is within 35 miles. The closest is Olympic View Post Acute in Port Angeles, about 40 miles away. Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Clallam County notes
29,910 people on Medicare in Clallam County76% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Clallam County. WSHIP status: not a reasonable-choice county (what that means). See the Clallam County page for the county-wide view.
Nearby
ZIP codes around Clallam Bay: 98381.
Common questions
Which insurers sell Medigap Plan G in Clallam Bay, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Clallam Bay?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Clallam County.
Can I use Medigap at Forks Community Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Clallam Bay than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)