Medigap in River Road, WA: Medicare Supplement plans and insurers

CMS lists 198 clinicians with practice locations within 8 miles of River Road, including 83 in primary care (family and internal medicine, nurse practitioners and physician assistants). 17 of them (8.6%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in River Road than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Few or none practice kidney care within 25 miles. Practices with Medicare clinicians near River Road include Olympic Medical Physicians and Jamestown S'klallam Tribe.

The closest hospital to River Road is Olympic Medical Center in Port Angeles, about 10 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of River Road. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Of the regional Blue plans, Regence BlueShield sells in Clallam County. WSHIP status: not a reasonable-choice county (what that means). See the Clallam County page for the county-wide view.