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Medigap in Bell Hill, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Bell Hill is an unincorporated community in Clallam County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Bell Hill.

Bell Hill, Clallam County
County
Clallam County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
11 miles

Bell Hill is next to Sequim, and shares its doctors, hospitals and insurer line-up. The Sequim page has the same information in more depth.

Who sells Plan G and Plan N in Bell Hill

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Clallam County residents. All plans and insurers in Clallam County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Bell Hill

CMS lists 198 clinicians with practice locations within 8 miles of Bell Hill, including 83 in primary care (family and internal medicine, nurse practitioners and physician assistants). 17 of them (8.6%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Bell Hill than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Few or none practice kidney care within 25 miles. Practices with Medicare clinicians near Bell Hill include Olympic Medical Physicians and Jamestown S'klallam Tribe.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology14in town
Cancer care17in town
Orthopedics14in town
Eye care32in town
Kidney care122 mi, Coupeville
Neurology3in town
Lung care2in town
Digestive care3in town
Urology8in town
Dermatology5in town
Diabetes and hormone care032 mi, Silverdale
Ear, nose and throat112 mi, Port Hadlock-Irondale
Physical therapy35in town
Mental health94in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Bell Hill

HospitalDistanceTypeCMS overall rating
Olympic Medical Center
Port Angeles
11 miAcute care3 of 5 stars
Jefferson Healthcare
Port Townsend
12 miCritical access3 of 5 stars
WhidbeyHealth Medical Center
Coupeville
22 miCritical access2 of 5 stars
St. Michael Medical Center
Silverdale
32 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Bell Hill is Olympic Medical Center in Port Angeles, about 11 miles away. The highest-rated hospital in that list is St. Michael Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Bell Hill

Skilled nursing facilityDistanceBedsCMS overall rating
Avamere Olympic Rehabilitation of Sequim
Sequim
2 mi902 of 5 stars
Sequim Bay Post Acute
Sequim
2 mi1003 of 5 stars
Life Care Center of Port Townsend
Port Townsend
15 mi945 of 5 stars
Olympic View Post Acute
Port Angeles
16 mi1011 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Bell Hill. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Clallam County notes

29,910 people on Medicare in Clallam County76% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Clallam County. WSHIP status: not a reasonable-choice county (what that means). See the Clallam County page for the county-wide view.

Nearby

ZIP codes around Bell Hill: 98382.

Common questions

Which insurers sell Medigap Plan G in Bell Hill, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Bell Hill?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Clallam County.

Do doctors near Bell Hill accept Medicare assignment?

Of 198 clinicians CMS lists within 8 miles, 181 (91.4%) always accept assignment and 17 may not.

Can I use Medigap at Olympic Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Bell Hill than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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