Home / Cities / Jefferson County / Port Townsend
Medigap in Port Townsend, WA: Medicare Supplement plans and insurers
Port Townsend is in Jefferson County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Port Townsend.
- County
- Jefferson County
- Population (2024 estimate)
- 10,649
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 6 miles
Who sells Plan G and Plan N in Port Townsend
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Port Townsend
CMS lists 210 clinicians with practice locations within 8 miles of Port Townsend, including 80 in primary care (family and internal medicine, nurse practitioners and physician assistants). 10 of them (4.8%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, chiropractic, eye care, cardiology, general surgery, and cancer care. Few or none practice kidney care and neurology within 25 miles. Practices with Medicare clinicians near Port Townsend include Olympic Peninsula Health Services, Jefferson County Public Hospital District No 2, and Jefferson Community Counseling Center.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 32 | 6 mi, Port Hadlock-Irondale |
| Cancer care | 18 | 6 mi, Port Hadlock-Irondale |
| Orthopedics | 12 | 6 mi, Port Hadlock-Irondale |
| Eye care | 38 | 6 mi, Port Hadlock-Irondale |
| Kidney care | 2 | 8 mi, Coupeville |
| Neurology | 2 | 6 mi, Port Hadlock-Irondale |
| Lung care | 6 | 6 mi, Port Hadlock-Irondale |
| Digestive care | 4 | 16 mi, Bell Hill |
| Urology | 7 | 6 mi, Port Hadlock-Irondale |
| Dermatology | 8 | 6 mi, Port Hadlock-Irondale |
| Diabetes and hormone care | 0 | 25 mi, Lake Goodwin |
| Ear, nose and throat | 6 | 6 mi, Port Hadlock-Irondale |
| Physical therapy | 118 | 6 mi, Port Hadlock-Irondale |
| Mental health | 120 | 6 mi, Port Hadlock-Irondale |
Hospitals near Port Townsend
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Jefferson Healthcare Port Townsend | 6 mi | Critical access | 3 of 5 stars |
| WhidbeyHealth Medical Center Coupeville | 8 mi | Critical access | 2 of 5 stars |
| Island Hospital Anacortes | 24 mi | Acute care | 4 of 5 stars |
| Olympic Medical Center Port Angeles | 26 mi | Acute care | 3 of 5 stars |
The closest hospital to Port Townsend is Jefferson Healthcare in Port Townsend, about 6 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Island Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Port Townsend
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Life Care Center of Port Townsend Port Townsend | 1 mi | 94 | 5 of 5 stars |
| Regency Coupeville Rehab and Nursing Center Coupeville | 8 mi | 112 | 2 of 5 stars |
| Avamere Olympic Rehabilitation of Sequim Sequim | 15 mi | 90 | 2 of 5 stars |
| Sequim Bay Post Acute Sequim | 16 mi | 100 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Port Townsend. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Jefferson County notes
15,190 people on Medicare in Jefferson County82% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Jefferson County. WSHIP status: not a reasonable-choice county (what that means). See the Jefferson County page for the county-wide view.
Nearby
ZIP codes around Port Townsend: 98368.
Common questions
Which insurers sell Medigap Plan G in Port Townsend, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Port Townsend?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Jefferson County.
Do doctors near Port Townsend accept Medicare assignment?
Of 210 clinicians CMS lists within 8 miles, 200 (95.2%) always accept assignment and 10 may not.
Can I use Medigap at Jefferson Healthcare?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Port Townsend than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)