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Medigap in Marrowstone, WA: Medicare Supplement plans and prices

Marrowstone is an unincorporated community in Jefferson County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Jefferson County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
7 miles

Plan G and Plan N prices in Marrowstone

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Jefferson County. OIC chart, October 8, 2026.

Doctors around Marrowstone

CMS lists 246 clinicians with practice locations within 8 miles of Marrowstone, including 95 in primary care (family and internal medicine, nurse practitioners and physician assistants). 14 of them (5.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, chiropractic, cancer care, and neurology. Practices with Medicare clinicians near Marrowstone include Whidbey Island Public Hospital District, Whidbey Performance Physical Therapy PLLC, Olympic Peninsula Health Services, Jefferson County Public Hospital District No 2, and Jefferson Community Counseling Center.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology1317 mi, Port Hadlock-Irondale
Cancer care837 mi, Port Hadlock-Irondale
Orthopedics517 mi, Port Hadlock-Irondale
Eye care1407 mi, Port Hadlock-Irondale
Kidney care2912 mi, Coupeville
Neurology797 mi, Port Hadlock-Irondale
Lung care257 mi, Port Hadlock-Irondale
Digestive care5419 mi, Poulsbo
Urology317 mi, Port Hadlock-Irondale
Dermatology367 mi, Port Hadlock-Irondale
Diabetes and hormone care1819 mi, Mukilteo
Ear, nose and throat257 mi, Port Hadlock-Irondale
Physical therapy3847 mi, Port Hadlock-Irondale
Mental health795in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Marrowstone

HospitalDistanceTypeCMS overall rating
Jefferson Healthcare
Port Townsend
7 miCritical access3 of 5 stars
WhidbeyHealth Medical Center
Coupeville
12 miCritical access2 of 5 stars
Swedish Edmonds Hospital
Edmonds
21 miAcute care3 of 5 stars
Providence Regional Medical Center Everett
Everett
23 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Marrowstone is Jefferson Healthcare in Port Townsend, about 7 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Regional Medical Center Everett, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Marrowstone

Skilled nursing facilityDistanceBedsCMS overall rating
Life Care Center of Port Townsend
Port Townsend
7 mi945 of 5 stars
Regency Coupeville Rehab and Nursing Center
Coupeville
13 mi1122 of 5 stars
Avamere Olympic Rehabilitation of Sequim
Sequim
20 mi902 of 5 stars
Sequim Bay Post Acute
Sequim
20 mi1003 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Marrowstone. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Jefferson County notes

Of the regional Blue plans, Regence BlueShield sells in Jefferson County. WSHIP status: not a reasonable-choice county (what that means). See the Jefferson County page for the county-wide view.

Nearby

ZIP codes around Marrowstone: 98339, 98358.

Common questions

What is the cheapest Medigap Plan G in Marrowstone, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Marrowstone?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Jefferson County.

Do doctors near Marrowstone accept Medicare assignment?

Of 246 clinicians CMS lists within 8 miles, 232 (94.3%) always accept assignment and 14 may not.

Can I use Medigap at Jefferson Healthcare?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Marrowstone than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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