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Medigap in Marrowstone, WA: Medicare Supplement plans and prices
Marrowstone is an unincorporated community in Jefferson County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Jefferson County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 7 miles
Plan G and Plan N prices in Marrowstone
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Marrowstone
CMS lists 246 clinicians with practice locations within 8 miles of Marrowstone, including 95 in primary care (family and internal medicine, nurse practitioners and physician assistants). 14 of them (5.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, chiropractic, cancer care, and neurology. Practices with Medicare clinicians near Marrowstone include Whidbey Island Public Hospital District, Whidbey Performance Physical Therapy PLLC, Olympic Peninsula Health Services, Jefferson County Public Hospital District No 2, and Jefferson Community Counseling Center.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 131 | 7 mi, Port Hadlock-Irondale |
| Cancer care | 83 | 7 mi, Port Hadlock-Irondale |
| Orthopedics | 51 | 7 mi, Port Hadlock-Irondale |
| Eye care | 140 | 7 mi, Port Hadlock-Irondale |
| Kidney care | 29 | 12 mi, Coupeville |
| Neurology | 79 | 7 mi, Port Hadlock-Irondale |
| Lung care | 25 | 7 mi, Port Hadlock-Irondale |
| Digestive care | 54 | 19 mi, Poulsbo |
| Urology | 31 | 7 mi, Port Hadlock-Irondale |
| Dermatology | 36 | 7 mi, Port Hadlock-Irondale |
| Diabetes and hormone care | 18 | 19 mi, Mukilteo |
| Ear, nose and throat | 25 | 7 mi, Port Hadlock-Irondale |
| Physical therapy | 384 | 7 mi, Port Hadlock-Irondale |
| Mental health | 795 | in town |
Hospitals near Marrowstone
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Jefferson Healthcare Port Townsend | 7 mi | Critical access | 3 of 5 stars |
| WhidbeyHealth Medical Center Coupeville | 12 mi | Critical access | 2 of 5 stars |
| Swedish Edmonds Hospital Edmonds | 21 mi | Acute care | 3 of 5 stars |
| Providence Regional Medical Center Everett Everett | 23 mi | Acute care | 4 of 5 stars |
The closest hospital to Marrowstone is Jefferson Healthcare in Port Townsend, about 7 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Regional Medical Center Everett, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Marrowstone
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Life Care Center of Port Townsend Port Townsend | 7 mi | 94 | 5 of 5 stars |
| Regency Coupeville Rehab and Nursing Center Coupeville | 13 mi | 112 | 2 of 5 stars |
| Avamere Olympic Rehabilitation of Sequim Sequim | 20 mi | 90 | 2 of 5 stars |
| Sequim Bay Post Acute Sequim | 20 mi | 100 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Marrowstone. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Jefferson County notes
Of the regional Blue plans, Regence BlueShield sells in Jefferson County. WSHIP status: not a reasonable-choice county (what that means). See the Jefferson County page for the county-wide view.
Nearby
ZIP codes around Marrowstone: 98339, 98358.
Common questions
What is the cheapest Medigap Plan G in Marrowstone, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Marrowstone?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Jefferson County.
Do doctors near Marrowstone accept Medicare assignment?
Of 246 clinicians CMS lists within 8 miles, 232 (94.3%) always accept assignment and 14 may not.
Can I use Medigap at Jefferson Healthcare?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Marrowstone than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)