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Medigap in Port Hadlock-Irondale, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Port Hadlock-Irondale is an unincorporated community in Jefferson County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Port Hadlock-Irondale.

Port Hadlock-Irondale, Jefferson County
County
Jefferson County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
2 miles

Who sells Plan G and Plan N in Port Hadlock-Irondale

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Jefferson County residents. All plans and insurers in Jefferson County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Port Hadlock-Irondale

CMS lists 211 clinicians with practice locations within 8 miles of Port Hadlock-Irondale, including 80 in primary care (family and internal medicine, nurse practitioners and physician assistants). 10 of them (4.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, chiropractic, eye care, cardiology, general surgery, and cancer care. Few or none practice kidney care within 25 miles. Practices with Medicare clinicians near Port Hadlock-Irondale include Olympic Peninsula Health Services, Jefferson County Public Hospital District No 2, and Jefferson Community Counseling Center.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology31in town
Cancer care26in town
Orthopedics15in town
Eye care48in town
Kidney care113 mi, Coupeville
Neurology10in town
Lung care4in town
Digestive care415 mi, Bell Hill
Urology11in town
Dermatology15in town
Diabetes and hormone care224 mi, Mukilteo
Ear, nose and throat6in town
Physical therapy110in town
Mental health170in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Port Hadlock-Irondale

HospitalDistanceTypeCMS overall rating
Jefferson Healthcare
Port Townsend
2 miCritical access3 of 5 stars
WhidbeyHealth Medical Center
Coupeville
13 miCritical access2 of 5 stars
Olympic Medical Center
Port Angeles
25 miAcute care3 of 5 stars
Swedish Edmonds Hospital
Edmonds
25 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Port Hadlock-Irondale is Jefferson Healthcare in Port Townsend, about 2 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Port Hadlock-Irondale

Skilled nursing facilityDistanceBedsCMS overall rating
Life Care Center of Port Townsend
Port Townsend
6 mi945 of 5 stars
Regency Coupeville Rehab and Nursing Center
Coupeville
14 mi1122 of 5 stars
Avamere Olympic Rehabilitation of Sequim
Sequim
15 mi902 of 5 stars
Sequim Bay Post Acute
Sequim
15 mi1003 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Port Hadlock-Irondale. The highest-rated is Life Care Center of Port Townsend in Port Townsend (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Jefferson County notes

15,190 people on Medicare in Jefferson County82% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Jefferson County. WSHIP status: not a reasonable-choice county (what that means). See the Jefferson County page for the county-wide view.

Nearby

ZIP codes around Port Hadlock-Irondale: 98339, 98368.

Common questions

Which insurers sell Medigap Plan G in Port Hadlock-Irondale, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Port Hadlock-Irondale?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Jefferson County.

Do doctors near Port Hadlock-Irondale accept Medicare assignment?

Of 211 clinicians CMS lists within 8 miles, 201 (95.3%) always accept assignment and 10 may not.

Can I use Medigap at Jefferson Healthcare?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Port Hadlock-Irondale than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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