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Medigap in Grayland, WA: Medicare Supplement plans and prices
Grayland is an unincorporated community in Grays Harbor County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Grays Harbor County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 16 miles
Plan G and Plan N prices in Grayland
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Grayland
CMS lists only 4 clinicians with practice locations within 8 miles of Grayland. Most specialist care will mean a trip to Olympia, about 58 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in physical therapy, mental health, cardiology, chiropractic, eye care, cancer care, and general surgery. Few or none practice kidney care and neurology within 25 miles. Practices with Medicare clinicians near Grayland include Grays Harbor Community Hospital and Hoquiam Vision Clinic PS.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 11 | 16 mi, Aberdeen |
| Cancer care | 6 | 16 mi, Aberdeen |
| Orthopedics | 4 | 16 mi, Aberdeen |
| Eye care | 8 | 4 mi, Westport |
| Kidney care | 1 | 24 mi, Bay Center |
| Neurology | 1 | 16 mi, Aberdeen |
| Lung care | 0 | 53 mi, Olympia |
| Digestive care | 0 | 36 mi, Elma |
| Urology | 1 | 16 mi, Aberdeen |
| Dermatology | 0 | 53 mi, Olympia |
| Diabetes and hormone care | 0 | 60 mi, Olympia |
| Ear, nose and throat | 0 | 53 mi, Olympia |
| Physical therapy | 17 | 4 mi, Westport |
| Mental health | 15 | 10 mi, Tokeland |
Hospitals near Grayland
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Grays Harbor Community Hospital Aberdeen | 16 mi | Acute care | 3 of 5 stars |
| Willapa Harbor Hospital South Bend | 24 mi | Critical access | not rated |
| Ocean Beach Hospital Ilwaco | 35 mi | Critical access | 2 of 5 stars |
| Summit Pacific Medical Center Elma | 36 mi | Critical access | 2 of 5 stars |
The closest hospital to Grayland is Grays Harbor Community Hospital in Aberdeen, about 16 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Grayland
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Pacific Care and Rehabilitation Hoquiam | 14 mi | 72 | 5 of 5 stars |
| Grays Harbor Health & Rehabilitation Center Aberdeen | 15 mi | 105 | 4 of 5 stars |
| Willapa Harbor Care Raymond | 20 mi | 60 | 4 of 5 stars |
| Montesano Health-rehab Center Montesano | 26 mi | 94 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Grayland. The highest-rated is Pacific Care and Rehabilitation in Hoquiam (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Grays Harbor County notes
Of the regional Blue plans, Regence BlueShield sells in Grays Harbor County. WSHIP status: not a reasonable-choice county (what that means). See the Grays Harbor County page for the county-wide view.
Nearby
ZIP codes around Grayland: 98595.
Common questions
What is the cheapest Medigap Plan G in Grayland, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Grayland?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grays Harbor County.
Can I use Medigap at Grays Harbor Community Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Grayland than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)