Medigap in Lebam, WA: Medicare Supplement plans and prices

CMS lists 20 clinicians with practice locations within 8 miles of Lebam, including 12 in primary care (family and internal medicine, nurse practitioners and physician assistants). 1 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Most specialist care will mean a trip to Olympia, about 45 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in eye care, physical therapy, mental health, chiropractic, and cardiology. Few or none practice cancer care, orthopedics, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Lebam include Willapa Counseling Center and South Sound Inpatient Physicians PLLC.

The closest hospital to Lebam is Willapa Harbor Hospital in South Bend, about 14 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Grays Harbor Community Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Lebam. The highest-rated is Willapa Harbor Care in Raymond (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Lebam is about 25 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Of the regional Blue plans, Regence BlueShield sells in Pacific County. WSHIP status: not a reasonable-choice county (what that means). See the Pacific County page for the county-wide view.