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Medigap in Naselle, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Naselle is an unincorporated community in Pacific County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Naselle.

Naselle, Pacific County
County
Pacific County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
9 miles

Who sells Plan G and Plan N in Naselle

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pacific County residents. All plans and insurers in Pacific County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Naselle

CMS lists only 3 clinicians with practice locations within 8 miles of Naselle. Most specialist care will mean a trip to Olympia, about 63 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, eye care, and cardiology. Few or none practice cancer care, orthopedics, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Naselle include Public Hospital District 3 of Pacific County.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology312 mi, Bay Center
Cancer care036 mi, Longview Heights
Orthopedics036 mi, Longview Heights
Eye care412 mi, Long Beach
Kidney care112 mi, Bay Center
Neurology036 mi, Longview Heights
Lung care036 mi, Longview Heights
Digestive care036 mi, Longview Heights
Urology036 mi, Longview Heights
Dermatology036 mi, Longview Heights
Diabetes and hormone care065 mi, Lacey
Ear, nose and throat036 mi, Longview Heights
Physical therapy212 mi, Bay Center
Mental health20in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Naselle

HospitalDistanceTypeCMS overall rating
Ocean Beach Hospital
Ilwaco
9 miCritical access2 of 5 stars
Willapa Harbor Hospital
South Bend
12 miCritical accessnot rated
PeaceHealth St. John Medical Center
Longview
36 miAcute care4 of 5 stars
Grays Harbor Community Hospital
Aberdeen
43 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Naselle is Ocean Beach Hospital in Ilwaco, about 9 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is PeaceHealth St. John Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Naselle

Skilled nursing facilityDistanceBedsCMS overall rating
Willapa Harbor Care
Raymond
21 mi604 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

1 Medicare-certified nursing home is within 35 miles of Naselle. The highest-rated is Willapa Harbor Care in Raymond (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Oregon line

Naselle is about 10 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Pacific County notes

9,308 people on Medicare in Pacific County78% in Original Medicare (WA 50%)9% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Pacific County. WSHIP status: not a reasonable-choice county (what that means). See the Pacific County page for the county-wide view.

Nearby

ZIP codes around Naselle: 98638.

Common questions

Which insurers sell Medigap Plan G in Naselle, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Naselle?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pacific County.

Can I use Medigap at Ocean Beach Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Naselle than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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