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Medigap in Long Beach, WA: Medicare Supplement plans and insurers

Long Beach is in Pacific County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Long Beach.

County
Pacific County
Population (2024 estimate)
1,761
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
5 miles

Who sells Plan G and Plan N in Long Beach

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pacific County residents. All plans and insurers in Pacific County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Long Beach

CMS lists 41 clinicians with practice locations within 8 miles of Long Beach, including 20 in primary care (family and internal medicine, nurse practitioners and physician assistants). Every one of them is listed as accepting Medicare assignment, so a Part B excess charge is unlikely for care in town. That removes the main extra risk of Plan N for local care. Most specialist care will mean a trip to Olympia, about 72 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, cardiology, and eye care. Few or none practice cancer care, orthopedics, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Long Beach include Public Hospital District 3 of Pacific County, Willapa Counseling Center, and Darren L Thorsen, Od.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology316 mi, Bay Center
Cancer care045 mi, Aberdeen
Orthopedics045 mi, Aberdeen
Eye care3in town
Kidney care116 mi, Bay Center
Neurology045 mi, Aberdeen
Lung care049 mi, Longview Heights
Digestive care049 mi, Longview Heights
Urology045 mi, Aberdeen
Dermatology049 mi, Longview Heights
Diabetes and hormone care075 mi, Lacey
Ear, nose and throat049 mi, Longview Heights
Physical therapy216 mi, Bay Center
Mental health15in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Long Beach

HospitalDistanceTypeCMS overall rating
Ocean Beach Hospital
Ilwaco
5 miCritical access2 of 5 stars
Willapa Harbor Hospital
South Bend
16 miCritical accessnot rated
Grays Harbor Community Hospital
Aberdeen
45 miAcute care3 of 5 stars
PeaceHealth St. John Medical Center
Longview
49 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Long Beach is Ocean Beach Hospital in Ilwaco, about 5 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is PeaceHealth St. John Medical Center, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Long Beach

Skilled nursing facilityDistanceBedsCMS overall rating
Willapa Harbor Care
Raymond
26 mi604 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

1 Medicare-certified nursing home is within 35 miles of Long Beach. The highest-rated is Willapa Harbor Care in Raymond (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Oregon line

Long Beach is about 8 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Pacific County notes

Of the regional Blue plans, Regence BlueShield sells in Pacific County. WSHIP status: not a reasonable-choice county (what that means). See the Pacific County page for the county-wide view.

Nearby

ZIP codes around Long Beach: 98631, 98644.

Common questions

Which insurers sell Medigap Plan G in Long Beach, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Long Beach?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pacific County.

Do doctors near Long Beach accept Medicare assignment?

Of 41 clinicians CMS lists within 8 miles, 41 (100.0%) always accept assignment and 0 may not.

Can I use Medigap at Ocean Beach Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Long Beach than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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