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Medigap in Manchester, WA: Medicare Supplement plans and insurers
Manchester is an unincorporated community in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Manchester.
- County
- Kitsap County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 10 miles
Who sells Plan G and Plan N in Manchester
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Manchester
CMS lists 980 clinicians with practice locations within 8 miles of Manchester, including 398 in primary care (family and internal medicine, nurse practitioners and physician assistants). 48 of them (4.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Manchester include Virginia Mason Medical Center, Kitsap Physical Therapy and Sports Clinic PS Inc., Swedish Health Services, Lake Washington Physical Therapy LLC, and Navos.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 680 | in town |
| Cancer care | 608 | in town |
| Orthopedics | 451 | in town |
| Eye care | 945 | in town |
| Kidney care | 207 | 5 mi, Enetai |
| Neurology | 594 | 7 mi, Bainbridge Island |
| Lung care | 280 | 5 mi, Enetai |
| Digestive care | 347 | in town |
| Urology | 234 | 7 mi, Bainbridge Island |
| Dermatology | 261 | 5 mi, Enetai |
| Diabetes and hormone care | 146 | 5 mi, Enetai |
| Ear, nose and throat | 210 | 10 mi, Seattle |
| Physical therapy | 2,380 | in town |
| Mental health | 2,369 | in town |
Hospitals near Manchester
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Harborview Medical Center Seattle | 10 mi | Acute care | 2 of 5 stars |
| Virginia Mason Medical Center Seattle | 11 mi | Acute care | 5 of 5 stars |
| Highline Medical Center Burien | 11 mi | Acute care | 4 of 5 stars |
| St. Michael Medical Center Silverdale | 12 mi | Acute care | 4 of 5 stars |
The closest hospital to Manchester is Harborview Medical Center in Seattle, about 10 miles away. The highest-rated hospital in that list is Virginia Mason Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Manchester
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Washington Veteran Home-retsil Pt Orchard | 3 mi | 240 | 2 of 5 stars |
| Belmont Terrace Bremerton | 5 mi | 102 | 3 of 5 stars |
| Bremerton Trails Post Acute Bremerton | 5 mi | 125 | 1 of 5 stars |
| Life Care Center of Port Orchard Port Orchard | 5 mi | 125 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Manchester. The highest-rated is Life Care Center of Port Orchard in Port Orchard (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Kitsap County notes
67,198 people on Medicare in Kitsap County60% in Original Medicare (WA 50%)10% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.
Nearby
ZIP codes around Manchester: 98353, 98366.
Common questions
Which insurers sell Medigap Plan G in Manchester, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Manchester?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.
Do doctors near Manchester accept Medicare assignment?
Of 980 clinicians CMS lists within 8 miles, 932 (95.1%) always accept assignment and 48 may not.
Can I use Medigap at Harborview Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Manchester than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)