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Medigap in Southworth, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Southworth is an unincorporated community in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Southworth.

Southworth, Kitsap County
County
Kitsap County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
9 miles

Who sells Plan G and Plan N in Southworth

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Kitsap County residents. All plans and insurers in Kitsap County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Southworth

CMS lists 790 clinicians with practice locations within 8 miles of Southworth, including 324 in primary care (family and internal medicine, nurse practitioners and physician assistants). 37 of them (4.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Southworth include Sea Mar Community Health Centers, Cb Chiropractic PLLC, Swedish Health Services, Lake Washington Physical Therapy LLC, and Navos.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology712in town
Cancer care614in town
Orthopedics473in town
Eye care963in town
Kidney care2167 mi, Enetai
Neurology6087 mi, White Center
Lung care2937 mi, Enetai
Digestive care364in town
Urology2467 mi, Bethel
Dermatology2807 mi, Enetai
Diabetes and hormone care1487 mi, Enetai
Ear, nose and throat2169 mi, Normandy Park
Physical therapy2,438in town
Mental health2,430in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Southworth

HospitalDistanceTypeCMS overall rating
Highline Medical Center
Burien
9 miAcute care4 of 5 stars
St. Anthony Hospital
Gig Harbor
10 miAcute care5 of 5 stars
Harborview Medical Center
Seattle
11 miAcute care2 of 5 stars
Virginia Mason Medical Center
Seattle
11 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Southworth is Highline Medical Center in Burien, about 9 miles away. The highest-rated hospital in that list is St. Anthony Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Southworth

Skilled nursing facilityDistanceBedsCMS overall rating
Washington Veteran Home-retsil
Pt Orchard
4 mi2402 of 5 stars
Avamere Rehabilitation at Ridgemont
Port Orchard
6 mi965 of 5 stars
Life Care Center of Port Orchard
Port Orchard
6 mi1255 of 5 stars
Belmont Terrace
Bremerton
7 mi1023 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Southworth. The highest-rated is Avamere Rehabilitation at Ridgemont in Port Orchard (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

67,198 people on Medicare in Kitsap County60% in Original Medicare (WA 50%)10% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Southworth: 98353, 98366.

Common questions

Which insurers sell Medigap Plan G in Southworth, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Southworth?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Southworth accept Medicare assignment?

Of 790 clinicians CMS lists within 8 miles, 753 (95.3%) always accept assignment and 37 may not.

Can I use Medigap at Highline Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Southworth than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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