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Medigap in Metaline Falls, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Metaline Falls is in Pend Oreille County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Metaline Falls.

Metaline Falls, Pend Oreille County
County
Pend Oreille County
Population (2024 estimate)
281
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
22 miles

Who sells Plan G and Plan N in Metaline Falls

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Pend Oreille County residents. All plans and insurers in Pend Oreille County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Metaline Falls

CMS lists no clinician practice locations within 8 miles of Metaline Falls. Most specialist care will mean a trip to Millwood, about 81 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, neurology, kidney care, chiropractic, orthopedics, eye care, and physical therapy. Few or none practice cardiology and cancer care within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology222 mi, Colville
Cancer care222 mi, Colville
Orthopedics622 mi, Colville
Eye care622 mi, Colville
Kidney care722 mi, Colville
Neurology722 mi, Colville
Lung care222 mi, Colville
Digestive care322 mi, Colville
Urology122 mi, Colville
Dermatology122 mi, Colville
Diabetes and hormone care083 mi, Spokane
Ear, nose and throat122 mi, Colville
Physical therapy522 mi, Colville
Mental health2422 mi, Colville
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Metaline Falls

HospitalDistanceTypeCMS overall rating
Providence Mount Carmel Hospital
Colville
22 miCritical access3 of 5 stars
Providence St. Joseph Hospital
Chewelah
42 miCritical accessnot rated
Newport Community Hospital
Newport
49 miCritical accessnot rated
Ferry County Memorial Hospital
Republic
62 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Metaline Falls is Providence Mount Carmel Hospital in Colville, about 22 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Mount Carmel Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Metaline Falls

Skilled nursing facilityDistanceBedsCMS overall rating
Colville Health and Rehabilitation of Cascadia
Colville
32 mi921 of 5 stars
Buena Vista Healthcare
Colville
32 mi405 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Metaline Falls. The highest-rated is Buena Vista Healthcare in Colville (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Crossing into Canada

Metaline Falls is about 10 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Care across the Idaho line

Metaline Falls is about 15 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Pend Oreille County notes

4,686 people on Medicare in Pend Oreille County69% in Original Medicare (WA 50%)8% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Pend Oreille County. WSHIP status: not a reasonable-choice county (what that means). See the Pend Oreille County page for the county-wide view.

Nearby

ZIP codes around Metaline Falls: 99152.

Common questions

Which insurers sell Medigap Plan G in Metaline Falls, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Metaline Falls?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Pend Oreille County.

Can I use Medigap at Providence Mount Carmel Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Metaline Falls than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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