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Medigap in Oakesdale, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Oakesdale is in Whitman County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Oakesdale.

Oakesdale, Whitman County
County
Whitman County
Population (2024 estimate)
384
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
21 miles

Who sells Plan G and Plan N in Oakesdale

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Whitman County residents. All plans and insurers in Whitman County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Oakesdale

CMS lists no clinician practice locations within 8 miles of Oakesdale. Most specialist care will mean a trip to Spokane Valley, about 37 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology028 mi, Pullman
Cancer care028 mi, Pullman
Orthopedics221 mi, Colfax
Eye care221 mi, Colfax
Kidney care037 mi, Spokane
Neurology034 mi, Spokane Valley
Lung care028 mi, Pullman
Digestive care028 mi, Pullman
Urology121 mi, Colfax
Dermatology028 mi, Pullman
Diabetes and hormone care028 mi, Pullman
Ear, nose and throat121 mi, Colfax
Physical therapy026 mi, Cheney
Mental health116 mi, Palouse
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Oakesdale

HospitalDistanceTypeCMS overall rating
Whitman Hospital and Medical Center
Colfax
21 miCritical access5 of 5 stars
Pullman Regional Hospital
Pullman
28 miCritical access2 of 5 stars
Deaconess Medical Center
Spokane
38 miAcute care3 of 5 stars
Providence Sacred Heart Medical Center & Children's Hospital
Spokane
38 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Oakesdale is Whitman Hospital and Medical Center in Colfax, about 21 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Oakesdale

Skilled nursing facilityDistanceBedsCMS overall rating
Colfax Health and Rehabilitation of Cascadia
Colfax
19 mi551 of 5 stars
Three Creeks Post Acute
Pullman
25 mi481 of 5 stars
Cheney Care Center
Cheney
30 mi543 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

3 Medicare-certified nursing homes are within 35 miles of Oakesdale. The highest-rated is Cheney Care Center in Cheney (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Idaho line

Oakesdale is about 10 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Whitman County notes

7,083 people on Medicare in Whitman County71% in Original Medicare (WA 50%)12% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Whitman County. WSHIP status: not a reasonable-choice county (what that means). See the Whitman County page for the county-wide view.

Nearby

ZIP codes around Oakesdale: 99158.

Common questions

Which insurers sell Medigap Plan G in Oakesdale, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Oakesdale?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Whitman County.

Can I use Medigap at Whitman Hospital and Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Oakesdale than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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