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Medigap in Oso, WA: Medicare Supplement plans and insurers
Oso is an unincorporated community in Snohomish County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Oso.
- County
- Snohomish County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 5 miles
Who sells Plan G and Plan N in Oso
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Oso
CMS lists 292 clinicians with practice locations within 8 miles of Oso, including 103 in primary care (family and internal medicine, nurse practitioners and physician assistants). 16 of them (5.5%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Oso include Public Hospital Dist No 1 Skagit and Galen Inpatient Physicians Pc.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 75 | 5 mi, Oso |
| Cancer care | 34 | 5 mi, Oso |
| Orthopedics | 47 | 5 mi, Oso |
| Eye care | 103 | 5 mi, Oso |
| Kidney care | 25 | 5 mi, Oso |
| Neurology | 37 | 5 mi, Oso |
| Lung care | 19 | 11 mi, Lake McMurray |
| Digestive care | 26 | 5 mi, Oso |
| Urology | 14 | 11 mi, Lake McMurray |
| Dermatology | 21 | 5 mi, Oso |
| Diabetes and hormone care | 6 | 11 mi, Lake McMurray |
| Ear, nose and throat | 19 | 5 mi, Oso |
| Physical therapy | 235 | 5 mi, Oso |
| Mental health | 138 | 5 mi, Oso |
Hospitals near Oso
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Cascade Valley Hospital Arlington | 5 mi | Acute care | 4 of 5 stars |
| Skagit Valley Hospital Mount Vernon | 11 mi | Acute care | 3 of 5 stars |
| PeaceHealth United General Medical Center Sedro Woolley | 21 mi | Critical access | 3 of 5 stars |
| Providence Regional Medical Center Everett Everett | 24 mi | Acute care | 4 of 5 stars |
The closest hospital to Oso is Cascade Valley Hospital in Arlington, about 5 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Oso
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Arlington Health and Rehabilitation Arlington | 12 mi | 76 | 4 of 5 stars |
| Marysville Care Center Marysville | 19 mi | 97 | 4 of 5 stars |
| Mountain View Rehabilitation and Care Center Marysville | 20 mi | 82 | 5 of 5 stars |
| Mira Vista Care Center Mount Vernon | 21 mi | 61 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Oso. The highest-rated is Mountain View Rehabilitation and Care Center in Marysville (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Snohomish County notes
Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.
Nearby
ZIP codes around Oso: 98223.
Common questions
Which insurers sell Medigap Plan G in Oso, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Oso?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.
Do doctors near Oso accept Medicare assignment?
Of 292 clinicians CMS lists within 8 miles, 276 (94.5%) always accept assignment and 16 may not.
Can I use Medigap at Cascade Valley Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Oso than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)