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Medigap in Lake Cavanaugh, WA: Medicare Supplement plans and insurers
Lake Cavanaugh is an unincorporated community in Skagit County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Lake Cavanaugh.
- County
- Skagit County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 7 miles
Who sells Plan G and Plan N in Lake Cavanaugh
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Lake Cavanaugh
CMS lists 795 clinicians with practice locations within 8 miles of Lake Cavanaugh, including 342 in primary care (family and internal medicine, nurse practitioners and physician assistants). 23 of them (2.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Lake Cavanaugh include Public Hospital Dist No 1 Skagit, Galen Inpatient Physicians Pc, and South Sound Inpatient Physicians PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 73 | 7 mi, Lake McMurray |
| Cancer care | 33 | 7 mi, Lake McMurray |
| Orthopedics | 47 | 7 mi, Lake McMurray |
| Eye care | 101 | 7 mi, Lake McMurray |
| Kidney care | 25 | 7 mi, Lake McMurray |
| Neurology | 37 | 7 mi, Lake McMurray |
| Lung care | 19 | 7 mi, Lake McMurray |
| Digestive care | 26 | 7 mi, Lake McMurray |
| Urology | 14 | 7 mi, Lake McMurray |
| Dermatology | 21 | 7 mi, Oso |
| Diabetes and hormone care | 6 | 7 mi, Lake McMurray |
| Ear, nose and throat | 19 | 7 mi, Lake McMurray |
| Physical therapy | 229 | 7 mi, Lake McMurray |
| Mental health | 136 | 7 mi, Lake McMurray |
Hospitals near Lake Cavanaugh
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Skagit Valley Hospital Mount Vernon | 7 mi | Acute care | 3 of 5 stars |
| Cascade Valley Hospital Arlington | 7 mi | Acute care | 4 of 5 stars |
| PeaceHealth United General Medical Center Sedro Woolley | 17 mi | Critical access | 3 of 5 stars |
| Providence Regional Medical Center Everett Everett | 24 mi | Acute care | 4 of 5 stars |
The closest hospital to Lake Cavanaugh is Skagit Valley Hospital in Mount Vernon, about 7 miles away. The highest-rated hospital in that list is Cascade Valley Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Lake Cavanaugh
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Arlington Health and Rehabilitation Arlington | 11 mi | 76 | 4 of 5 stars |
| Mira Vista Care Center Mount Vernon | 16 mi | 61 | 3 of 5 stars |
| Life Care Center of Skagit Valley Sedro Woolley | 17 mi | 150 | 4 of 5 stars |
| Life Care Center of Mount Vernon Mount Vernon | 17 mi | 121 | 1 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Lake Cavanaugh. The highest-rated is Arlington Health and Rehabilitation in Arlington (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Skagit County notes
36,053 people on Medicare in Skagit County55% in Original Medicare (WA 50%)12% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.
Nearby
ZIP codes around Lake Cavanaugh: 98274.
Common questions
Which insurers sell Medigap Plan G in Lake Cavanaugh, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Lake Cavanaugh?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Skagit County.
Do doctors near Lake Cavanaugh accept Medicare assignment?
Of 795 clinicians CMS lists within 8 miles, 772 (97.1%) always accept assignment and 23 may not.
Can I use Medigap at Skagit Valley Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Lake Cavanaugh than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)