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Medigap in Otis Orchards-East Farms, WA: Medicare Supplement plans and insurers
Otis Orchards-East Farms is an unincorporated community in Spokane County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Otis Orchards-East Farms.
- County
- Spokane County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 6 miles
Otis Orchards-East Farms is next to Liberty Lake, and shares its doctors, hospitals and insurer line-up. The Liberty Lake page has the same information in more depth.
Who sells Plan G and Plan N in Otis Orchards-East Farms
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Otis Orchards-East Farms
CMS lists 675 clinicians with practice locations within 8 miles of Otis Orchards-East Farms, including 292 in primary care (family and internal medicine, nurse practitioners and physician assistants). 26 of them (3.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cancer care, cardiology, and orthopedics. Practices with Medicare clinicians near Otis Orchards-East Farms include Meza Post Acute and Long Term Care PLLC, Lighthouse Physical Therapy and Sports Medicine, MultiCare Health System, Inclusa Health and Wellness PLLC, and Access Telecare PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 60 | 6 mi, Spokane Valley |
| Cancer care | 76 | 6 mi, Spokane Valley |
| Orthopedics | 41 | 6 mi, Spokane Valley |
| Eye care | 145 | 5 mi, Liberty Lake |
| Kidney care | 22 | 14 mi, Spokane |
| Neurology | 38 | 6 mi, Spokane Valley |
| Lung care | 14 | 14 mi, Spokane |
| Digestive care | 36 | 6 mi, Spokane Valley |
| Urology | 15 | 14 mi, Spokane |
| Dermatology | 33 | 5 mi, Liberty Lake |
| Diabetes and hormone care | 6 | 14 mi, Spokane |
| Ear, nose and throat | 18 | 6 mi, Spokane Valley |
| Physical therapy | 334 | 5 mi, Liberty Lake |
| Mental health | 375 | 5 mi, Liberty Lake |
Hospitals near Otis Orchards-East Farms
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| MultiCare Valley Hospital Spokane Valley | 6 mi | Acute care | 5 of 5 stars |
| Deaconess Medical Center Spokane | 16 mi | Acute care | 3 of 5 stars |
| Providence Sacred Heart Medical Center & Children's Hospital Spokane | 16 mi | Acute care | 3 of 5 stars |
| Providence Holy Family Hospital Spokane | 18 mi | Acute care | 3 of 5 stars |
The closest hospital to Otis Orchards-East Farms is MultiCare Valley Hospital in Spokane Valley, about 6 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Otis Orchards-East Farms
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Spokane Valley Health and Rehabilitation of Cascad Spokane Valley | 5 mi | 97 | 3 of 5 stars |
| Sullivan Park Care Center Spokane | 7 mi | 125 | 2 of 5 stars |
| Aurora Valley Care Spokane | 9 mi | 124 | 2 of 5 stars |
| Sunshine Health & Rehab Spokane | 9 mi | 37 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Otis Orchards-East Farms. The highest-rated is Sunshine Health & Rehab in Spokane (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Idaho line
Otis Orchards-East Farms is about 2 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Spokane County notes
123,249 people on Medicare in Spokane County43% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Spokane County. WSHIP status: reasonable-choice county (what that means). See the Spokane County page for the county-wide view.
Nearby
ZIP codes around Otis Orchards-East Farms: 99027.
Common questions
Which insurers sell Medigap Plan G in Otis Orchards-East Farms, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Otis Orchards-East Farms?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Spokane County.
Do doctors near Otis Orchards-East Farms accept Medicare assignment?
Of 675 clinicians CMS lists within 8 miles, 649 (96.1%) always accept assignment and 26 may not.
Can I use Medigap at MultiCare Valley Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Otis Orchards-East Farms than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)