Medigap in Pine Grove, WA: Medicare Supplement plans and prices

CMS lists 22 clinicians with practice locations within 8 miles of Pine Grove, including 17 in primary care (family and internal medicine, nurse practitioners and physician assistants). Every one of them is listed as accepting Medicare assignment, so a Part B excess charge is unlikely for care in town. That removes the main extra risk of Plan N for local care. Most specialist care will mean a trip to Spokane, about 89 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Pine Grove include Ferry County Public Hospital District No 1 and Integra Imaging PS.

The closest hospital to Pine Grove is Ferry County Memorial Hospital in Republic, about 3 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Providence Mount Carmel Hospital, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

1 Medicare-certified nursing home is within 35 miles of Pine Grove. The highest-rated is North Valley Hospital in Tonasket (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Pine Grove is about 24 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Of the regional Blue plans, Asuris Northwest Health sells in Ferry County. WSHIP status: not a reasonable-choice county (what that means). See the Ferry County page for the county-wide view.