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Medigap in Reardan, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Reardan is in Lincoln County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Reardan.

Reardan, Lincoln County
County
Lincoln County
Population (2024 estimate)
688
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
15 miles

Who sells Plan G and Plan N in Reardan

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Lincoln County residents. All plans and insurers in Lincoln County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Reardan

CMS lists no clinician practice locations within 8 miles of Reardan. Most specialist care will mean a trip to Spokane, about 21 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, chiropractic, cardiology, cancer care, and neurology.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology5921 mi, Spokane
Cancer care5321 mi, Spokane
Orthopedics3215 mi, Davenport
Eye care10615 mi, Davenport
Kidney care2221 mi, Spokane
Neurology3616 mi, Airway Heights
Lung care1421 mi, Spokane
Digestive care3021 mi, Spokane
Urology1521 mi, Spokane
Dermatology2221 mi, Fairwood
Diabetes and hormone care621 mi, Spokane
Ear, nose and throat1321 mi, Spokane
Physical therapy2019 mi, Medical Lake
Mental health3579 mi, Medical Lake
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Reardan

HospitalDistanceTypeCMS overall rating
Lincoln Hospital
Davenport
15 miCritical accessnot rated
Deaconess Medical Center
Spokane
21 miAcute care3 of 5 stars
Providence Sacred Heart Medical Center & Children's Hospital
Spokane
21 miAcute care3 of 5 stars
Providence Holy Family Hospital
Spokane
21 miAcute care3 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Reardan is Lincoln Hospital in Davenport, about 15 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Deaconess Medical Center, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Reardan

Skilled nursing facilityDistanceBedsCMS overall rating
Lakeland Village Nursing Facility
Medical Lake
9 mi933 of 5 stars
Cheney Care Center
Cheney
18 mi543 of 5 stars
Emerson Health & Rehabilitation
Spokane
20 mi993 of 5 stars
Rockwood South Hill
Spokane
22 mi452 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Reardan. The highest-rated is Lakeland Village Nursing Facility in Medical Lake (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Lincoln County notes

3,779 people on Medicare in Lincoln County80% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Lincoln County. WSHIP status: not a reasonable-choice county (what that means). See the Lincoln County page for the county-wide view.

Nearby

ZIP codes around Reardan: 99029.

Common questions

Which insurers sell Medigap Plan G in Reardan, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Reardan?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Lincoln County.

Can I use Medigap at Lincoln Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Reardan than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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