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Medigap in Royal City, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Royal City is in Grant County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Royal City.

Royal City, Grant County
County
Grant County
Population (2024 estimate)
1,907
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
21 miles

Who sells Plan G and Plan N in Royal City

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Grant County residents. All plans and insurers in Grant County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Royal City

CMS lists only 2 clinicians with practice locations within 8 miles of Royal City. Most specialist care will mean a trip to Richland, about 45 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, eye care, chiropractic, orthopedics, physical therapy, digestive care, and general surgery. Few or none practice cancer care, kidney care, and neurology within 25 miles. Practices with Medicare clinicians near Royal City include Central Washington Health Services Association.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology322 mi, Cascade Valley
Cancer care222 mi, Cascade Valley
Orthopedics822 mi, Cascade Valley
Eye care1912 mi, Mattawa
Kidney care122 mi, Cascade Valley
Neurology027 mi, West Richland
Lung care122 mi, Cascade Valley
Digestive care522 mi, Cascade Valley
Urology122 mi, Cascade Valley
Dermatology122 mi, Cascade Valley
Diabetes and hormone care027 mi, West Richland
Ear, nose and throat122 mi, Cascade Valley
Physical therapy822 mi, Othello
Mental health2512 mi, Mattawa
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Royal City

HospitalDistanceTypeCMS overall rating
Quincy Valley Medical Center
Quincy
21 miCritical accessnot rated
Othello Community Hospital
Othello
22 miCritical accessnot rated
Samaritan Hospital
Moses Lake
22 miAcute care2 of 5 stars
Astria Sunnyside Hospital
Sunnyside
27 miCritical access2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Royal City is Quincy Valley Medical Center in Quincy, about 21 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Samaritan Hospital, 2 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Royal City

Skilled nursing facilityDistanceBedsCMS overall rating
Othello Post Acute
Othello
22 mi394 of 5 stars
Columbia Crest Center
Moses Lake
23 mi1112 of 5 stars
Lake Ridge Center
Moses Lake
23 mi742 of 5 stars
Columbia Basin Hospital
Ephrata
29 mi124 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Royal City. The highest-rated is Othello Post Acute in Othello (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Grant County notes

18,302 people on Medicare in Grant County63% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Grant County. WSHIP status: not a reasonable-choice county (what that means). See the Grant County page for the county-wide view.

Nearby

ZIP codes around Royal City: 99357.

Common questions

Which insurers sell Medigap Plan G in Royal City, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Royal City?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Grant County.

Can I use Medigap at Quincy Valley Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Royal City than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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