Medigap in Richland, WA: Medicare Supplement plans and insurers

CMS lists 1,431 clinicians with practice locations within 8 miles of Richland, including 598 in primary care (family and internal medicine, nurse practitioners and physician assistants). 61 of them (4.3%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, general surgery, cardiology, and orthopedics. Practices with Medicare clinicians near Richland include Ideal Option PLLC, Kadlec Regional Medical Center, Rcch Trios Health LLC, Northwest Hospital Medicine Physicians LLC, and Premier Anesthesia of Richland A Division of Premier Anesthesia, LLC.

The closest hospital to Richland is Kadlec Regional Medical Center in Richland, about 3 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Richland. The highest-rated is Richland Post Acute in Richland (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Richland is about 23 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Of the regional Blue plans, Asuris Northwest Health sells in Benton County. WSHIP status: not a reasonable-choice county (what that means). See the Benton County page for the county-wide view.