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Medigap in Benton City, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Benton City is in Benton County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Benton City.

Benton City, Benton County
County
Benton County
Population (2024 estimate)
3,876
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
9 miles

Who sells Plan G and Plan N in Benton City

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Benton County residents. All plans and insurers in Benton County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Benton City

CMS lists 70 clinicians with practice locations within 8 miles of Benton City, including 33 in primary care (family and internal medicine, nurse practitioners and physician assistants). 5 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Within 25 miles, CMS lists clinicians in physical therapy, mental health, chiropractic, eye care, orthopedics, general surgery, and cardiology. Practices with Medicare clinicians near Benton City include Prosser Public Hospital District of Benton County, Kadlec Regional Medical Center, and Three Rivers Urgent Care LLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology294 mi, Benton City
Cancer care149 mi, Richland
Orthopedics304 mi, Benton City
Eye care636 mi, West Richland
Kidney care99 mi, Richland
Neurology159 mi, Richland
Lung care59 mi, Richland
Digestive care149 mi, Richland
Urology104 mi, Benton City
Dermatology39 mi, Richland
Diabetes and hormone care49 mi, Richland
Ear, nose and throat99 mi, Richland
Physical therapy1156 mi, West Richland
Mental health994 mi, Benton City
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Benton City

HospitalDistanceTypeCMS overall rating
Kadlec Regional Medical Center
Richland
9 miAcute care4 of 5 stars
Trios Health
Kennewick
12 miAcute care2 of 5 stars
Prosser Memorial Hospital
Prosser
15 miCritical access3 of 5 stars
Astria Sunnyside Hospital
Sunnyside
19 miCritical access2 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Benton City is Kadlec Regional Medical Center in Richland, about 9 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Benton City

Skilled nursing facilityDistanceBedsCMS overall rating
Life Care Center of Richland
Richland
10 mi1043 of 5 stars
Richland Post Acute
Richland
10 mi715 of 5 stars
Regency Canyon Lakes Rehab and Nursing Center
Kennewick
16 mi535 of 5 stars
Life Care Center of Kennewick
Kennewick
17 mi1363 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Benton City. The highest-rated is Richland Post Acute in Richland (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Care across the Oregon line

Benton City is about 25 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Benton County notes

41,839 people on Medicare in Benton County68% in Original Medicare (WA 50%)11% of those 65+ are 85 or older

Of the regional Blue plans, Asuris Northwest Health sells in Benton County. WSHIP status: not a reasonable-choice county (what that means). See the Benton County page for the county-wide view.

Nearby

ZIP codes around Benton City: 99320.

Common questions

Which insurers sell Medigap Plan G in Benton City, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Benton City?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Benton County.

Do doctors near Benton City accept Medicare assignment?

Of 70 clinicians CMS lists within 8 miles, 65 (92.9%) always accept assignment and 5 may not.

Can I use Medigap at Kadlec Regional Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Benton City than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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