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Medigap in Benton City, WA: Medicare Supplement plans and insurers
Benton City is in Benton County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Benton City.
- County
- Benton County
- Population (2024 estimate)
- 3,876
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 9 miles
Who sells Plan G and Plan N in Benton City
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Benton City
CMS lists 70 clinicians with practice locations within 8 miles of Benton City, including 33 in primary care (family and internal medicine, nurse practitioners and physician assistants). 5 of them are listed as sometimes declining Medicare assignment. That's too few clinicians to call the local rate high or low (statewide it's 4.5%), so ask your own providers whether they accept assignment. Within 25 miles, CMS lists clinicians in physical therapy, mental health, chiropractic, eye care, orthopedics, general surgery, and cardiology. Practices with Medicare clinicians near Benton City include Prosser Public Hospital District of Benton County, Kadlec Regional Medical Center, and Three Rivers Urgent Care LLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 29 | 4 mi, Benton City |
| Cancer care | 14 | 9 mi, Richland |
| Orthopedics | 30 | 4 mi, Benton City |
| Eye care | 63 | 6 mi, West Richland |
| Kidney care | 9 | 9 mi, Richland |
| Neurology | 15 | 9 mi, Richland |
| Lung care | 5 | 9 mi, Richland |
| Digestive care | 14 | 9 mi, Richland |
| Urology | 10 | 4 mi, Benton City |
| Dermatology | 3 | 9 mi, Richland |
| Diabetes and hormone care | 4 | 9 mi, Richland |
| Ear, nose and throat | 9 | 9 mi, Richland |
| Physical therapy | 115 | 6 mi, West Richland |
| Mental health | 99 | 4 mi, Benton City |
Hospitals near Benton City
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Kadlec Regional Medical Center Richland | 9 mi | Acute care | 4 of 5 stars |
| Trios Health Kennewick | 12 mi | Acute care | 2 of 5 stars |
| Prosser Memorial Hospital Prosser | 15 mi | Critical access | 3 of 5 stars |
| Astria Sunnyside Hospital Sunnyside | 19 mi | Critical access | 2 of 5 stars |
The closest hospital to Benton City is Kadlec Regional Medical Center in Richland, about 9 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Benton City
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Life Care Center of Richland Richland | 10 mi | 104 | 3 of 5 stars |
| Richland Post Acute Richland | 10 mi | 71 | 5 of 5 stars |
| Regency Canyon Lakes Rehab and Nursing Center Kennewick | 16 mi | 53 | 5 of 5 stars |
| Life Care Center of Kennewick Kennewick | 17 mi | 136 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Benton City. The highest-rated is Richland Post Acute in Richland (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Oregon line
Benton City is about 25 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Benton County notes
41,839 people on Medicare in Benton County68% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Benton County. WSHIP status: not a reasonable-choice county (what that means). See the Benton County page for the county-wide view.
Nearby
ZIP codes around Benton City: 99320.
Common questions
Which insurers sell Medigap Plan G in Benton City, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Benton City?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Benton County.
Do doctors near Benton City accept Medicare assignment?
Of 70 clinicians CMS lists within 8 miles, 65 (92.9%) always accept assignment and 5 may not.
Can I use Medigap at Kadlec Regional Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Benton City than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)