Medigap in West Richland, WA: Medicare Supplement plans and insurers

CMS lists 854 clinicians with practice locations within 8 miles of West Richland, including 356 in primary care (family and internal medicine, nurse practitioners and physician assistants). 38 of them (4.4%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, orthopedics, general surgery, and cardiology. Practices with Medicare clinicians near West Richland include Prosser Public Hospital District of Benton County, Kadlec Regional Medical Center, Premier Anesthesia of Richland A Division of Premier Anesthesia, LLC, Three Rivers Urgent Care LLC, and Lourdes Hospital LLC.

The closest hospital to West Richland is Kadlec Regional Medical Center in Richland, about 7 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of West Richland. The highest-rated is Richland Post Acute in Richland (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

West Richland is about 27 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.

Of the regional Blue plans, Asuris Northwest Health sells in Benton County. WSHIP status: not a reasonable-choice county (what that means). See the Benton County page for the county-wide view.