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Medigap in Ryderwood, WA: Medicare Supplement plans and insurers
Ryderwood is an unincorporated community in Cowlitz County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Ryderwood.
- County
- Cowlitz County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 12 miles
Who sells Plan G and Plan N in Ryderwood
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Ryderwood
CMS lists no clinician practice locations within 8 miles of Ryderwood. Most specialist care will mean a trip to Olympia, about 47 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, eye care, physical therapy, chiropractic, general surgery, cardiology, and cancer care.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 11 | 12 mi, Longview Heights |
| Cancer care | 10 | 12 mi, Longview Heights |
| Orthopedics | 5 | 12 mi, Longview Heights |
| Eye care | 53 | 9 mi, Winlock |
| Kidney care | 4 | 12 mi, Longview Heights |
| Neurology | 4 | 12 mi, Longview Heights |
| Lung care | 6 | 12 mi, Longview Heights |
| Digestive care | 5 | 12 mi, Longview Heights |
| Urology | 4 | 12 mi, Longview Heights |
| Dermatology | 8 | 12 mi, Longview Heights |
| Diabetes and hormone care | 0 | 46 mi, Lacey |
| Ear, nose and throat | 2 | 12 mi, Longview Heights |
| Physical therapy | 42 | 8 mi, Castle Rock |
| Mental health | 56 | 12 mi, Longview Heights |
Hospitals near Ryderwood
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| PeaceHealth St. John Medical Center Longview | 12 mi | Acute care | 4 of 5 stars |
| Providence Centralia Hospital Centralia | 26 mi | Acute care | 3 of 5 stars |
| Arbor Health Morton Hospital Morton | 39 mi | Critical access | not rated |
| Willapa Harbor Hospital South Bend | 40 mi | Critical access | not rated |
The closest hospital to Ryderwood is PeaceHealth St. John Medical Center in Longview, about 12 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Ryderwood
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Beacon Hill Rehabilitation Longview | 15 mi | 67 | 5 of 5 stars |
| Frontier Rehabilitation and Extended Care Longview | 17 mi | 140 | 2 of 5 stars |
| Americana Health and Rehabilitation Longview | 18 mi | 74 | 4 of 5 stars |
| South Creek Post Acute Centralia | 23 mi | 128 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Ryderwood. The highest-rated is Beacon Hill Rehabilitation in Longview (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Oregon line
Ryderwood is about 17 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Cowlitz County notes
29,288 people on Medicare in Cowlitz County32% in Original Medicare (WA 50%)11% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Cowlitz County. WSHIP status: reasonable-choice county (what that means). See the Cowlitz County page for the county-wide view.
Nearby
ZIP codes around Ryderwood: 98581, 98593.
Common questions
Which insurers sell Medigap Plan G in Ryderwood, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Ryderwood?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Cowlitz County.
Can I use Medigap at PeaceHealth St. John Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Ryderwood than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)