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Medigap in Shelton, WA: Medicare Supplement plans and insurers
Shelton is in Mason County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Shelton.
- County
- Mason County
- Population (2024 estimate)
- 10,737
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 2 miles
Who sells Plan G and Plan N in Shelton
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Shelton
CMS lists 167 clinicians with practice locations within 8 miles of Shelton, including 62 in primary care (family and internal medicine, nurse practitioners and physician assistants). 14 of them (8.4%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Shelton than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, cardiology, eye care, chiropractic, orthopedics, and general surgery. Practices with Medicare clinicians near Shelton include Public Hospital District No 1 of Mason County and Mental Health Specialty Group Pa.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 109 | in town |
| Cancer care | 61 | 11 mi, Olympia |
| Orthopedics | 79 | in town |
| Eye care | 108 | in town |
| Kidney care | 31 | 11 mi, Olympia |
| Neurology | 62 | in town |
| Lung care | 37 | 11 mi, Olympia |
| Digestive care | 30 | 11 mi, Olympia |
| Urology | 39 | 11 mi, Olympia |
| Dermatology | 16 | 11 mi, Olympia |
| Diabetes and hormone care | 14 | 14 mi, Olympia |
| Ear, nose and throat | 25 | 11 mi, Olympia |
| Physical therapy | 273 | in town |
| Mental health | 352 | in town |
Hospitals near Shelton
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Mason General Hospital & Family of Clinics Shelton | 2 mi | Critical access | 2 of 5 stars |
| Capital Medical Center Olympia | 11 mi | Acute care | 3 of 5 stars |
| Providence St. Peter Hospital Olympia | 14 mi | Acute care | 3 of 5 stars |
| Summit Pacific Medical Center Elma | 17 mi | Critical access | 2 of 5 stars |
The closest hospital to Shelton is Mason General Hospital & Family of Clinics in Shelton, about 2 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Capital Medical Center, 3 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Shelton
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Fir Lane Care Shelton | under 1 mi | 135 | 2 of 5 stars |
| Shelton Health and Rehabilitation Shelton | under 1 mi | 76 | 2 of 5 stars |
| Puget Sound Care Olympia | 15 mi | 108 | 4 of 5 stars |
| Regency Olympia Rehabilitation and Nursing Center Olympia | 17 mi | 28 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Shelton. The highest-rated is Regency Olympia Rehabilitation and Nursing Center in Olympia (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Mason County notes
20,064 people on Medicare in Mason County54% in Original Medicare (WA 50%)10% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Mason County. WSHIP status: not a reasonable-choice county (what that means). See the Mason County page for the county-wide view.
Nearby
ZIP codes around Shelton: 98584.
Common questions
Which insurers sell Medigap Plan G in Shelton, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Shelton?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Mason County.
Do doctors near Shelton accept Medicare assignment?
Of 167 clinicians CMS lists within 8 miles, 153 (91.6%) always accept assignment and 14 may not.
Can I use Medigap at Mason General Hospital & Family of Clinics?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Shelton than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)