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Medigap in Union, WA: Medicare Supplement plans and prices
Union is an unincorporated community in Mason County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Mason County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 8 miles
Plan G and Plan N prices in Union
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Union
CMS lists 167 clinicians with practice locations within 8 miles of Union, including 62 in primary care (family and internal medicine, nurse practitioners and physician assistants). 14 of them (8.4%) are listed as only sometimes accepting assignment, against 4.5% statewide. Those providers can bill up to 15% above the Medicare-approved amount. That makes the excess-charge coverage in Plan G worth more in Union than in most of Washington. Within 25 miles, CMS lists clinicians in mental health, physical therapy, cardiology, eye care, orthopedics, general surgery, and chiropractic. Practices with Medicare clinicians near Union include Public Hospital District No 1 of Mason County and Mental Health Specialty Group Pa.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 116 | 8 mi, Shelton |
| Cancer care | 62 | 19 mi, Olympia |
| Orthopedics | 82 | 8 mi, Shelton |
| Eye care | 83 | 8 mi, Shelton |
| Kidney care | 33 | 19 mi, Olympia |
| Neurology | 63 | 8 mi, Shelton |
| Lung care | 41 | 19 mi, Olympia |
| Digestive care | 38 | 19 mi, Olympia |
| Urology | 42 | 19 mi, Olympia |
| Dermatology | 16 | 19 mi, Olympia |
| Diabetes and hormone care | 14 | 20 mi, Olympia |
| Ear, nose and throat | 25 | 19 mi, Olympia |
| Physical therapy | 225 | 8 mi, Shelton |
| Mental health | 276 | 8 mi, Shelton |
Hospitals near Union
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Mason General Hospital & Family of Clinics Shelton | 8 mi | Critical access | 2 of 5 stars |
| Capital Medical Center Olympia | 19 mi | Acute care | 3 of 5 stars |
| Providence St. Peter Hospital Olympia | 20 mi | Acute care | 3 of 5 stars |
| St. Anthony Hospital Gig Harbor | 23 mi | Acute care | 5 of 5 stars |
The closest hospital to Union is Mason General Hospital & Family of Clinics in Shelton, about 8 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is St. Anthony Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Union
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Shelton Health and Rehabilitation Shelton | 8 mi | 76 | 2 of 5 stars |
| Fir Lane Care Shelton | 8 mi | 135 | 2 of 5 stars |
| Puget Sound Care Olympia | 22 mi | 108 | 4 of 5 stars |
| Olympia Transitional Care and Rehabilitation Olympia | 24 mi | 113 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Union. The highest-rated is Puget Sound Care in Olympia (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Mason County notes
Of the regional Blue plans, Regence BlueShield sells in Mason County. WSHIP status: not a reasonable-choice county (what that means). See the Mason County page for the county-wide view.
Nearby
ZIP codes around Union: 98592.
Common questions
What is the cheapest Medigap Plan G in Union, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Union?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Mason County.
Do doctors near Union accept Medicare assignment?
Of 167 clinicians CMS lists within 8 miles, 153 (91.6%) always accept assignment and 14 may not.
Can I use Medigap at Mason General Hospital & Family of Clinics?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Union than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)