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Medigap in Startup, WA: Medicare Supplement plans and prices

Startup is an unincorporated community in Snohomish County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Snohomish County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
6 miles

Startup is next to Sultan, and shares its doctors, hospitals and insurer line-up. The Sultan page has the same information in more depth.

Plan G and Plan N prices in Startup

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Snohomish County. OIC chart, October 8, 2026.

Doctors around Startup

CMS lists 204 clinicians with practice locations within 8 miles of Startup, including 106 in primary care (family and internal medicine, nurse practitioners and physician assistants). 8 of them (3.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, chiropractic, cardiology, neurology, and orthopedics. Practices with Medicare clinicians near Startup include Gold Bar Chiropractic P LLC, Fred Smeltzer MD and Associates Inc., King County Public Hospital District No 2, Providence Health and Services- Washington, and Summit Rehabilitation PLLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology1146 mi, Woods Creek
Cancer care4412 mi, Three Lakes
Orthopedics1036 mi, Woods Creek
Eye care2066 mi, Woods Creek
Kidney care2820 mi, Eastmont
Neurology10419 mi, Snoqualmie
Lung care3620 mi, Eastmont
Digestive care806 mi, Woods Creek
Urology2822 mi, Everett
Dermatology396 mi, Woods Creek
Diabetes and hormone care1620 mi, Eastmont
Ear, nose and throat2121 mi, Mill Creek East
Physical therapy736in town
Mental health4266 mi, Woods Creek
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Startup

HospitalDistanceTypeCMS overall rating
EvergreenHealth Monroe
Monroe
6 miAcute care3 of 5 stars
Snoqualmie Valley Hospital
Snoqualmie
19 miCritical accessnot rated
Providence Regional Medical Center Everett
Everett
22 miAcute care4 of 5 stars
EvergreenHealth Medical Center
Kirkland
24 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Startup is EvergreenHealth Monroe in Monroe, about 6 miles away. The highest-rated hospital in that list is EvergreenHealth Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Startup

Skilled nursing facilityDistanceBedsCMS overall rating
Regency Care Center at Monroe
Monroe
11 mi925 of 5 stars
Snohomish Health and Rehabilitation of Cascadia
Snohomish
16 mi912 of 5 stars
Corwin Center at Emerald Heights
Redmond
21 mi614 of 5 stars
Bethany at Silver Lake
Everett
21 mi1515 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Startup. The highest-rated is Regency Care Center at Monroe in Monroe (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Snohomish County notes

Of the regional Blue plans, Regence BlueShield sells in Snohomish County. WSHIP status: reasonable-choice county (what that means). See the Snohomish County page for the county-wide view.

Nearby

ZIP codes around Startup: 98294.

Common questions

What is the cheapest Medigap Plan G in Startup, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Startup?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Snohomish County.

Do doctors near Startup accept Medicare assignment?

Of 204 clinicians CMS lists within 8 miles, 196 (96.1%) always accept assignment and 8 may not.

Can I use Medigap at EvergreenHealth Monroe?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Startup than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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