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Medigap in Twisp, WA: Medicare Supplement plans and prices
Twisp is in Okanogan County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Okanogan County
- Population (2024 estimate)
- 1,112
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 21 miles
Plan G and Plan N prices in Twisp
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| Asuris | $394 | $294 | – |
| GPM Health & Life | $466 | $239 | – |
Doctors around Twisp
CMS lists only 12 clinicians with practice locations within 8 miles of Twisp. Most specialist care will mean a trip to Wenatchee, about 65 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, general surgery, chiropractic, eye care, cardiology, and kidney care. Few or none practice cancer care, orthopedics, and neurology within 25 miles. Practices with Medicare clinicians near Twisp include Family Health Centers.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 3 | 23 mi, Manson |
| Cancer care | 0 | 65 mi, Wenatchee |
| Orthopedics | 2 | 21 mi, Brewster |
| Eye care | 3 | 21 mi, Brewster |
| Kidney care | 3 | 23 mi, Manson |
| Neurology | 0 | 65 mi, Wenatchee |
| Lung care | 0 | 65 mi, Wenatchee |
| Digestive care | 0 | 38 mi, Disautel |
| Urology | 0 | 65 mi, Wenatchee |
| Dermatology | 1 | 21 mi, Brewster |
| Diabetes and hormone care | 1 | 23 mi, Manson |
| Ear, nose and throat | 1 | 23 mi, Manson |
| Physical therapy | 10 | 17 mi, Winthrop |
| Mental health | 15 | 7 mi, Twisp |
Hospitals near Twisp
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Three Rivers Hospital Brewster | 21 mi | Critical access | not rated |
| Lake Chelan Community Hospital Chelan | 23 mi | Critical access | not rated |
| Mid Valley Hospital & Clinic Omak | 38 mi | Critical access | not rated |
| North Valley Hospital Tonasket | 45 mi | Critical access | not rated |
The closest hospital to Twisp is Three Rivers Hospital in Brewster, about 21 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Twisp
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Regency Harmony House Rehab & Nursing Brewster | 23 mi | 54 | 5 of 5 stars |
| Regency Omak Omak | 28 mi | 56 | 5 of 5 stars |
2 Medicare-certified nursing homes are within 35 miles of Twisp. The highest-rated is Regency Harmony House Rehab & Nursing in Brewster (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Okanogan County notes
Of the regional Blue plans, Asuris Northwest Health sells in Okanogan County. WSHIP status: not a reasonable-choice county (what that means). See the Okanogan County page for the county-wide view.
Nearby
ZIP codes around Twisp: 98856.
Common questions
What is the cheapest Medigap Plan G in Twisp, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Twisp?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Okanogan County.
Can I use Medigap at Three Rivers Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Twisp than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)