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Medigap in Twisp, WA: Medicare Supplement plans and prices

Twisp is in Okanogan County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Okanogan County
Population (2024 estimate)
1,112
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
21 miles

Plan G and Plan N prices in Twisp

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
Asuris$394$294–
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Okanogan County. OIC chart, October 8, 2026.

Doctors around Twisp

CMS lists only 12 clinicians with practice locations within 8 miles of Twisp. Most specialist care will mean a trip to Wenatchee, about 65 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health, physical therapy, general surgery, chiropractic, eye care, cardiology, and kidney care. Few or none practice cancer care, orthopedics, and neurology within 25 miles. Practices with Medicare clinicians near Twisp include Family Health Centers.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology323 mi, Manson
Cancer care065 mi, Wenatchee
Orthopedics221 mi, Brewster
Eye care321 mi, Brewster
Kidney care323 mi, Manson
Neurology065 mi, Wenatchee
Lung care065 mi, Wenatchee
Digestive care038 mi, Disautel
Urology065 mi, Wenatchee
Dermatology121 mi, Brewster
Diabetes and hormone care123 mi, Manson
Ear, nose and throat123 mi, Manson
Physical therapy1017 mi, Winthrop
Mental health157 mi, Twisp
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Twisp

HospitalDistanceTypeCMS overall rating
Three Rivers Hospital
Brewster
21 miCritical accessnot rated
Lake Chelan Community Hospital
Chelan
23 miCritical accessnot rated
Mid Valley Hospital & Clinic
Omak
38 miCritical accessnot rated
North Valley Hospital
Tonasket
45 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Twisp is Three Rivers Hospital in Brewster, about 21 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Twisp

Skilled nursing facilityDistanceBedsCMS overall rating
Regency Harmony House Rehab & Nursing
Brewster
23 mi545 of 5 stars
Regency Omak
Omak
28 mi565 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Twisp. The highest-rated is Regency Harmony House Rehab & Nursing in Brewster (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Okanogan County notes

Of the regional Blue plans, Asuris Northwest Health sells in Okanogan County. WSHIP status: not a reasonable-choice county (what that means). See the Okanogan County page for the county-wide view.

Nearby

ZIP codes around Twisp: 98856.

Common questions

What is the cheapest Medigap Plan G in Twisp, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Twisp?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Okanogan County.

Can I use Medigap at Three Rivers Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Twisp than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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