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Medigap in Winthrop, WA: Medicare Supplement plans and insurers

Winthrop is in Okanogan County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Winthrop.

County
Okanogan County
Population (2024 estimate)
603
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
29 miles

Who sells Plan G and Plan N in Winthrop

InsurerPlan GPlan NHD Plan G
Asuris✓✓–
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Okanogan County residents. All plans and insurers in Okanogan County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Winthrop

CMS lists no clinician practice locations within 8 miles of Winthrop. Most specialist care will mean a trip to Wenatchee, about 72 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in mental health and physical therapy. Few or none practice cardiology, cancer care, orthopedics, eye care, kidney care, and neurology within 25 miles.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology030 mi, Manson
Cancer care072 mi, Wenatchee
Orthopedics029 mi, Brewster
Eye care029 mi, Brewster
Kidney care030 mi, Manson
Neurology072 mi, Wenatchee
Lung care072 mi, Wenatchee
Digestive care041 mi, Disautel
Urology072 mi, Wenatchee
Dermatology029 mi, Brewster
Diabetes and hormone care030 mi, Manson
Ear, nose and throat030 mi, Manson
Physical therapy69 mi, Winthrop
Mental health109 mi, Winthrop
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Winthrop

HospitalDistanceTypeCMS overall rating
Three Rivers Hospital
Brewster
29 miCritical accessnot rated
Lake Chelan Community Hospital
Chelan
30 miCritical accessnot rated
Mid Valley Hospital & Clinic
Omak
41 miCritical accessnot rated
North Valley Hospital
Tonasket
45 miCritical accessnot rated
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Winthrop is Three Rivers Hospital in Brewster, about 29 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Winthrop

Skilled nursing facilityDistanceBedsCMS overall rating
Regency Omak
Omak
31 mi565 of 5 stars
Regency Harmony House Rehab & Nursing
Brewster
31 mi545 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

2 Medicare-certified nursing homes are within 35 miles of Winthrop. The highest-rated is Regency Omak in Omak (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Crossing into Canada

Winthrop is about 36 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.

Okanogan County notes

Of the regional Blue plans, Asuris Northwest Health sells in Okanogan County. WSHIP status: not a reasonable-choice county (what that means). See the Okanogan County page for the county-wide view.

Nearby

ZIP codes around Winthrop: 98862.

Common questions

Which insurers sell Medigap Plan G in Winthrop, WA?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Winthrop?

15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Okanogan County.

Can I use Medigap at Three Rivers Hospital?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Winthrop than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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