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Medigap in ZIP code 98311, Tracyton area

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

98311 is in Kitsap County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.

ZIP 98311, Kitsap County

County: Kitsap
Closest community: Tracyton
Medicare clinicians in 98311: 44
Nearest hospital: 4 mi

CMS lists 44 Medicare clinicians practicing at addresses in 98311; 8 may not always accept Medicare assignment. Practices here include Tacoma Emergency Care Physicians PLLC, Kitsap Mental Health Services, Peninsula Community Health Services, Bigfoot Podiatry, PLLC, Center for Child and Family Therapy Pc Inc., and Smith Chiropractic Inc.. Counting everything within 8 miles of the ZIP's center: 1,481 clinicians, 3.6% sometimes declining assignment (statewide 4.5%). Nearest general hospital: St. Michael Medical Center in Silverdale, about 4 miles. Nearest Medicare-certified nursing home: Bremerton Trails Post Acute, about 3 miles (1 of 5 stars).

67,198 people on Medicare in Kitsap County60% in Original Medicare (WA 50%)10% of those 65+ are 85 or older

Medigap plans sold in 98311

Kitsap County line-up. Full list: Tracyton. OIC chart, October 8, 2026.
Plan	Insurers	Who
Plan G	15	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan N	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
High-deductible Plan G	6	HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National
Plan A	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan K	2	Regence BlueShield, UnitedHealthcare (AARP)
Plan F	13	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more

Source: CMS Doctors and Clinicians file.
Specialty in 98311	Clinicians
Mental health	14
Chiropractic	4
Foot care	2

Hospitals near 98311

Straight-line distance from the town center. Source: CMS Hospital General Information.
Hospital	Distance	Type	CMS overall rating
St. Michael Medical Center Silverdale	4 mi	Acute care	4 of 5 stars
Virginia Mason Medical Center Seattle	14 mi	Acute care	5 of 5 stars
Harborview Medical Center Seattle	15 mi	Acute care	2 of 5 stars

Communities near 98311

Tracyton (1 mi)
Rocky Point (3 mi)
Erlands Point (3 mi)
Silverdale (3 mi)
Enetai (3 mi)

Neighboring ZIP codes: 98310, 98383, 98314, 98337, 98345, 98110.

Common questions

Which insurers sell Medigap Plan G in 98311?

15 insurers sell Plan G to Kitsap County residents (OIC chart current as of October 8, 2026).

How many Medigap insurers sell in 98311?

15, the Kitsap County line-up.