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Medigap in Erlands Point, WA: Medicare Supplement plans and insurers
Erlands Point is an unincorporated community in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Erlands Point.
- County
- Kitsap County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 4 miles
Who sells Plan G and Plan N in Erlands Point
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Erlands Point
CMS lists 1,296 clinicians with practice locations within 8 miles of Erlands Point, including 469 in primary care (family and internal medicine, nurse practitioners and physician assistants). 48 of them (3.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Erlands Point include South Sound Inpatient Physicians PLLC, Franciscan Medical Group, Tacoma Emergency Care Physicians PLLC, Kitsap Mental Health Services, and Peninsula Community Health Services.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 448 | 4 mi, Enetai |
| Cancer care | 501 | 4 mi, Silverdale |
| Orthopedics | 311 | 4 mi, Silverdale |
| Eye care | 637 | 4 mi, Enetai |
| Kidney care | 151 | 4 mi, Enetai |
| Neurology | 460 | 4 mi, Bremerton |
| Lung care | 198 | 4 mi, Enetai |
| Digestive care | 280 | 4 mi, Silverdale |
| Urology | 181 | 4 mi, Silverdale |
| Dermatology | 232 | 4 mi, Enetai |
| Diabetes and hormone care | 114 | 4 mi, Enetai |
| Ear, nose and throat | 155 | 4 mi, Silverdale |
| Physical therapy | 1,534 | 4 mi, Enetai |
| Mental health | 1,913 | in town |
Hospitals near Erlands Point
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| St. Michael Medical Center Silverdale | 4 mi | Acute care | 4 of 5 stars |
| St. Anthony Hospital Gig Harbor | 17 mi | Acute care | 5 of 5 stars |
| Virginia Mason Medical Center Seattle | 17 mi | Acute care | 5 of 5 stars |
| Harborview Medical Center Seattle | 17 mi | Acute care | 2 of 5 stars |
The closest hospital to Erlands Point is St. Michael Medical Center in Silverdale, about 4 miles away. The highest-rated hospital in that list is St. Anthony Hospital, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Erlands Point
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Port Washington Post Acute Bremerton | 3 mi | 98 | 1 of 5 stars |
| Bremerton Trails Post Acute Bremerton | 3 mi | 125 | 1 of 5 stars |
| Belmont Terrace Bremerton | 3 mi | 102 | 3 of 5 stars |
| Northwoods Lodge Silverdale | 5 mi | 57 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Erlands Point. The highest-rated is Northwoods Lodge in Silverdale (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Kitsap County notes
Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.
Nearby
ZIP codes around Erlands Point: 98310, 98311, 98314, 98337.
Common questions
Which insurers sell Medigap Plan G in Erlands Point, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Erlands Point?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.
Do doctors near Erlands Point accept Medicare assignment?
Of 1,296 clinicians CMS lists within 8 miles, 1,248 (96.3%) always accept assignment and 48 may not.
Can I use Medigap at St. Michael Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Erlands Point than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)