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Medigap in Silverdale, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Silverdale is an unincorporated community in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Silverdale.

Silverdale, Kitsap County
County
Kitsap County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
2 miles

Who sells Plan G and Plan N in Silverdale

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Kitsap County residents. All plans and insurers in Kitsap County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Silverdale

CMS lists 1,423 clinicians with practice locations within 8 miles of Silverdale, including 482 in primary care (family and internal medicine, nurse practitioners and physician assistants). 49 of them (3.4%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Silverdale include Virginia Mason Medical Center, Kitsap Physical Therapy and Sports Clinic PS Inc., South Sound Inpatient Physicians PLLC, Franciscan Medical Group, and Tacoma Emergency Care Physicians PLLC.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology376in town
Cancer care474in town
Orthopedics286in town
Eye care590in town
Kidney care132in town
Neurology423in town
Lung care172in town
Digestive care261in town
Urology170in town
Dermatology218in town
Diabetes and hormone care103in town
Ear, nose and throat139in town
Physical therapy1,407in town
Mental health1,835in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Silverdale

HospitalDistanceTypeCMS overall rating
St. Michael Medical Center
Silverdale
2 miAcute care4 of 5 stars
Virginia Mason Medical Center
Seattle
17 miAcute care5 of 5 stars
Harborview Medical Center
Seattle
17 miAcute care2 of 5 stars
University of Washington Medical Center
Seattle
17 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Silverdale is St. Michael Medical Center in Silverdale, about 2 miles away. The highest-rated hospital in that list is Virginia Mason Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Silverdale

Skilled nursing facilityDistanceBedsCMS overall rating
Northwoods Lodge
Silverdale
under 1 mi575 of 5 stars
Martha and Mary Health Service
Poulsbo
5 mi1354 of 5 stars
Bremerton Trails Post Acute
Bremerton
6 mi1251 of 5 stars
Belmont Terrace
Bremerton
6 mi1023 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Silverdale. The highest-rated is Northwoods Lodge in Silverdale (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

67,198 people on Medicare in Kitsap County60% in Original Medicare (WA 50%)10% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Silverdale: 98311, 98345, 98383.

Common questions

Which insurers sell Medigap Plan G in Silverdale, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Silverdale?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Silverdale accept Medicare assignment?

Of 1,423 clinicians CMS lists within 8 miles, 1,374 (96.6%) always accept assignment and 49 may not.

Can I use Medigap at St. Michael Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Silverdale than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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