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Medigap in Chico, WA: Medicare Supplement plans and prices

Chico is an unincorporated community in Kitsap County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
Kitsap County
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
3 miles

Plan G and Plan N prices in Chico

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in Kitsap County. OIC chart, October 8, 2026.

Doctors around Chico

CMS lists 1,072 clinicians with practice locations within 8 miles of Chico, including 376 in primary care (family and internal medicine, nurse practitioners and physician assistants). 37 of them (3.5%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Chico include South Sound Inpatient Physicians PLLC, Franciscan Medical Group, Tacoma Emergency Care Physicians PLLC, Kitsap Mental Health Services, and Peninsula Community Health Services.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology442in town
Cancer care498in town
Orthopedics309in town
Eye care574in town
Kidney care150in town
Neurology458in town
Lung care197in town
Digestive care272in town
Urology181in town
Dermatology216in town
Diabetes and hormone care112in town
Ear, nose and throat155in town
Physical therapy1,446in town
Mental health1,858in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Chico

HospitalDistanceTypeCMS overall rating
St. Michael Medical Center
Silverdale
3 miAcute care4 of 5 stars
Virginia Mason Medical Center
Seattle
18 miAcute care5 of 5 stars
Harborview Medical Center
Seattle
18 miAcute care2 of 5 stars
St. Anthony Hospital
Gig Harbor
18 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Chico is St. Michael Medical Center in Silverdale, about 3 miles away. The highest-rated hospital in that list is Virginia Mason Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Chico

Skilled nursing facilityDistanceBedsCMS overall rating
Northwoods Lodge
Silverdale
4 mi575 of 5 stars
Bremerton Trails Post Acute
Bremerton
5 mi1251 of 5 stars
Port Washington Post Acute
Bremerton
5 mi981 of 5 stars
Belmont Terrace
Bremerton
5 mi1023 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Chico. The highest-rated is Northwoods Lodge in Silverdale (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Chico: 98311, 98383.

Common questions

What is the cheapest Medigap Plan G in Chico, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Chico?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Chico accept Medicare assignment?

Of 1,072 clinicians CMS lists within 8 miles, 1,035 (96.5%) always accept assignment and 37 may not.

Can I use Medigap at St. Michael Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Chico than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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