Medigap in Poulsbo, WA: Medicare Supplement plans and insurers

CMS lists 911 clinicians with practice locations within 8 miles of Poulsbo, including 261 in primary care (family and internal medicine, nurse practitioners and physician assistants). 38 of them (4.2%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Poulsbo include Tacoma Emergency Care Physicians PLLC, Kitsap Mental Health Services, Kitsap Physical Therapy and Sports Clinic PS Inc., Port Gamble S'klallam Tribe, and Franciscan Medical Group.

The closest hospital to Poulsbo is St. Michael Medical Center in Silverdale, about 6 miles away. The highest-rated hospital in that list is Virginia Mason Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

4 Medicare-certified nursing homes are within 35 miles of Poulsbo. The highest-rated is Northwoods Lodge in Silverdale (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.