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Medigap in ZIP code 98315, Bangor Base area
By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.
98315 is in Kitsap County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.
- County
- Kitsap
- Closest community
- Bangor Base
- Medicare clinicians in 98315
- 0
- Nearest hospital
- 4 mi
No Medicare clinician lists a practice address inside 98315. Counting everything within 8 miles of the ZIP's center: 880 clinicians, 4.0% sometimes declining assignment (statewide 4.5%). Nearest general hospital: St. Michael Medical Center in Silverdale, about 4 miles. Nearest Medicare-certified nursing home: Martha and Mary Health Service, about 3 miles (4 of 5 stars).
67,198 people on Medicare in Kitsap County60% in Original Medicare (WA 50%)10% of those 65+ are 85 or older
Medigap plans sold in 98315
| Plan | Insurers | Who |
|---|---|---|
| Plan G | 15 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan N | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| High-deductible Plan G | 6 | HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National |
| Plan A | 14 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
| Plan K | 2 | Regence BlueShield, UnitedHealthcare (AARP) |
| Plan F | 13 | Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more |
Hospitals near 98315
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| St. Michael Medical Center Silverdale | 4 mi | Acute care | 4 of 5 stars |
| Virginia Mason Medical Center Seattle | 19 mi | Acute care | 5 of 5 stars |
| Swedish Edmonds Hospital Edmonds | 19 mi | Acute care | 3 of 5 stars |
Communities near 98315
- Bangor Base (0 mi)
- Poulsbo (4 mi)
- Silverdale (4 mi)
- Keyport (5 mi)
- Suquamish (6 mi)
Neighboring ZIP codes: 98383, 98345, 98370, 98392, 98311, 98342.
Common questions
Which insurers sell Medigap Plan G in 98315?
15 insurers sell Plan G to Kitsap County residents (OIC chart current as of October 8, 2026).
How many Medigap insurers sell in 98315?
15, the Kitsap County line-up.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- U.S. Census Bureau 2024 ZCTA Gazetteer; 2020 ZCTA-to-county relationship file