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Medigap in Suquamish, WA: Medicare Supplement plans and insurers

By Vadim Marusin, licensed Medicare insurance agent in Washington (WAOIC #1365574). Insurer data checked against the state chart current as of October 8, 2026.

Suquamish is an unincorporated community in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Suquamish.

Suquamish, Kitsap County
County
Kitsap County
Insurers selling here
15
Sell Plan G
15
Sell Plan N
14
Nearest hospital
7 miles

Suquamish is next to Poulsbo, and shares its doctors, hospitals and insurer line-up. The Poulsbo page has the same information in more depth.

Who sells Plan G and Plan N in Suquamish

InsurerPlan GPlan NHD Plan G
Bankers Reserve Life✓✓–
First Health Life & Health✓✓–
GPM Health & Life✓✓–
HumanaDental✓✓✓
Insurance Company of North America✓✓✓
Medco Containment Life✓✓–
Premera✓✓✓
Regence BlueShield✓✓–
State Farm
sold through State Farm agents
✓✓–
USAA
USAA eligibility required
✓✓–
United American✓✓✓
United World Life (Mutual of Omaha)✓✓✓
UnitedHealthcare (AARP)
AARP membership required
✓✓–
WA Health Care Authority Premera Plan G
state-sponsored group plan
✓––
Washington National✓✓✓
✓ = sells that plan to Kitsap County residents. All plans and insurers in Kitsap County. OIC chart, October 8, 2026. Ask a licensed agent for current premiums.

Doctors around Suquamish

CMS lists 1,096 clinicians with practice locations within 8 miles of Suquamish, including 324 in primary care (family and internal medicine, nurse practitioners and physician assistants). 43 of them (3.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, chiropractic, and cardiology. Practices with Medicare clinicians near Suquamish include Virginia Mason Medical Center, Kitsap Physical Therapy and Sports Clinic PS Inc., Tacoma Emergency Care Physicians PLLC, Kitsap Mental Health Services, and Port Gamble S'klallam Tribe.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology413in town
Cancer care484in town
Orthopedics298in town
Eye care709in town
Kidney care1356 mi, Bainbridge Island
Neurology4416 mi, Bainbridge Island
Lung care179in town
Digestive care284in town
Urology1746 mi, Bainbridge Island
Dermatology243in town
Diabetes and hormone care1096 mi, Bainbridge Island
Ear, nose and throat146in town
Physical therapy1,870in town
Mental health2,075in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Suquamish

HospitalDistanceTypeCMS overall rating
St. Michael Medical Center
Silverdale
7 miAcute care4 of 5 stars
University of Washington Medical Center
Seattle
14 miAcute care4 of 5 stars
Swedish Edmonds Hospital
Edmonds
14 miAcute care3 of 5 stars
Virginia Mason Medical Center
Seattle
14 miAcute care5 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Suquamish is St. Michael Medical Center in Silverdale, about 7 miles away. The highest-rated hospital in that list is Virginia Mason Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Suquamish

Skilled nursing facilityDistanceBedsCMS overall rating
Martha and Mary Health Service
Poulsbo
3 mi1354 of 5 stars
Northwoods Lodge
Silverdale
6 mi575 of 5 stars
Bainbridge Island Health & Rehab Center
Bainbridge Island
7 mi585 of 5 stars
Bremerton Trails Post Acute
Bremerton
10 mi1251 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Suquamish. The highest-rated is Northwoods Lodge in Silverdale (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

Kitsap County notes

67,198 people on Medicare in Kitsap County60% in Original Medicare (WA 50%)10% of those 65+ are 85 or older

Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.

Nearby

ZIP codes around Suquamish: 98345, 98370, 98392.

Common questions

Which insurers sell Medigap Plan G in Suquamish, WA?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Suquamish?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.

Do doctors near Suquamish accept Medicare assignment?

Of 1,096 clinicians CMS lists within 8 miles, 1,053 (96.1%) always accept assignment and 43 may not.

Can I use Medigap at St. Michael Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Suquamish than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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